We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Countdown to Freedom

11041051071091101037

Comments

  • Hi Caz, you certainly couldn't have hung washing out here, it would have ended up wetter than when it came out of the machine !

    Love the treadmill suggestion - I must admit to going stir crazy so we ventured outside with the dogs for a quick walk.

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • The SUN is coming out :):):):):):):)
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The SUN is coming out :):):):):):):)

    Yes, I can report it stopped raining where I was today. Approx 5 minutes after we finished singing. La la la squelsh :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 30 April 2012 at 4:56AM
    Good morning, woken up to a blue ish sky and no rain. Looking forward to walking the dogs in an hour.

    Lodgers money has arrived so that's been switched to a savings pot, still offset. Oh to have a magic wand and see the mney drop in, it's definitely quicker to spend it than save it. However when I look back to Novemberr, when I started the diary we had very little savings so progress has been made. It gives me a far more secure feeling knowing I don't have to worry about checking the bank account. I also realise there were times when I didn't want to check the online bank as I didn't know how bad it would be. We lived in our overdraft all the time. When we switched to FD I reduced the OD to the minimum to ensure we never go back to those days.

    Right, cup of tea time then out with the dogs.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Our poor dogs will be getting quite fed up. We are normally out walking at 630am but seem to be dragging our feet today. Off for 730am instead. I have finished a bit of ironing though.

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Glorious day and dogs loved their walk. Work is a bit mad but there's no change on that front. Bank holiday weekend on the horizon :T

    Hope everyone has a good week and enjoys the change in weather for as long as it lasts Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi grey here this morning..but sunshine beginning to peek through...the solar panels output has been utterly pants..37p yesterday!!! Shocking! Here's to some more sunshine or at least clear days this week

    yes can't wait for the Bank Hols!!

    Bring it on!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • DawnW
    DawnW Posts: 7,841 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Glorious day and dogs loved their walk. Work is a bit mad but there's no change on that front. Bank holiday weekend on the horizon :T

    Hope everyone has a good week and enjoys the change in weather for as long as it lasts Tilly x

    Yes, a lovely day here as well - I saw it out of the office window, after a weekend where it poured almost all of the time :(

    The river here has burst its banks - I had to drive through a flood on the bridge this morning :eek: If others hadn't got through safely in front of me I would have turned round and driven round the long way.

    Looking forward to the bank hol as well :j

    Even though I have only just come back from holiday :o
  • The river broke its banks near here too - I can't recall ever seeing so much rain in such a short time.

    Wheni am down to under a year to clear my mortgage, I am going to steal your line - it will be gone this year - I can't wait

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Just a quick check on progress through the year - it's 232 sleeps until Xmas

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.