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Pinot's Potty debt free journey!!!

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Comments

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    I think an ice cream purchased by the lovely thoughtful DD is just what the doctor ordered after ironing. x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    We had to cover our school books in brown paper.....

    It's been a lovely day so ice-cream was essential. Tomorrow can be a NSD instead!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant wrote: »
    We had to cover our school books in brown paper.....

    It's been a lovely day so ice-cream was essential. Tomorrow can be a NSD instead!


    Guess what ? You were right, yesterday was my first NSD of the month, and today has been my second !! :j:j

    Granny, I agree the Ice Cream was exactly what was required, particularly as I stood in the garden in full sunlight, ironing so as not to miss any of that lovely sunshine ! :D

    We had to cover our school books in brown paper or wallpaper. I remember using old cuts offs of Anaglypta ( is that how it was spelt ?!) The books looked very fetching I'm sure !! DD2s book looks great covered in jeans, with paint splats on the pocket and coloured pencils, printed off ,then cut out and positioned inside the pocket. Very arty !

    So the weekend was a bit boring tbh, Mr Pinot was still away although he showed up in the early hours of Sunday, went on a 50 mile charity bike rideat about 7am to raise money for a poorly child nearby, then totally exhausted, went back off to work ! That particular contract is now over though , but he is now working for someone else for the next few days.

    We have picked up enough work to fill the month, no contracts jsut odd days here and there for varying companies, but thats fine and all pays the bills. This will give him four days off , he needs more , given that he hasnt had anytime off since we flew back home on the 22nd August, but needs must and all that. One day things will be different :)

    So today I was planning to work all day long, which is usual, but DD2 is still poorly so have ended up at the doctors with her today, she has a chest infection and is on antibiotics but still at school , she even managed to take herself off to Netball Club for an hour and half after school, mad child that she is. Currently flaked out on the sofa, but not for much longer as the Homework Monster beckons !

    I have worked, just not put in as many hours as I hoped, as I needed to take some food over to my parents as well, in between the doctors. The house needed a hoover also , the predators needed paying as I am late again. I completely forgot about them, how I managed that I will never know as it usually consumes my waking thoguhts !! Anyway I have paid most of them today, see new update ! :) Another is due by the end of the week, and as the Westcot Saga continues, I currently have no idea who I need to pay that debt to anymore, I need to give myslef a few hours to write a big stinking long letter to someone over that ! The Virgin card has been passed on , so I need to dig out payment details for that card but I will do that later when the house is quieter I think.

    I havent caught up on anyones diaries I'm afraid for a few days but will aim to.

    I hope you are all well xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Guess what ? You were right, yesterday was my first NSD of the month, and today has been my second !! :j:j

    Granny, I agree the Ice Cream was exactly what was required, particularly as I stood in the garden in full sunlight, ironing so as not to miss any of that lovely sunshine ! :D

    We had to cover our school books in brown paper or wallpaper. I remember using old cuts offs of Anaglypta ( is that how it was spelt ?!) The books looked very fetching I'm sure !! DD2s book looks great covered in jeans, with paint splats on the pocket and coloured pencils, printed off ,then cut out and positioned inside the pocket. Very arty !

    So the weekend was a bit boring tbh, Mr Pinot was still away although he showed up in the early hours of Sunday, went on a 50 mile charity bike rideat about 7am to raise money for a poorly child nearby, then totally exhausted, went back off to work ! That particular contract is now over though , but he is now working for someone else for the next few days.

    We have picked up enough work to fill the month, no contracts jsut odd days here and there for varying companies, but thats fine and all pays the bills. This will give him four days off , he needs more , given that he hasnt had anytime off since we flew back home on the 22nd August, but needs must and all that. One day things will be different :)

    So today I was planning to work all day long, which is usual, but DD2 is still poorly so have ended up at the doctors with her today, she has a chest infection and is on antibiotics but still at school , she even managed to take herself off to Netball Club for an hour and half after school, mad child that she is. Currently flaked out on the sofa, but not for much longer as the Homework Monster beckons !

    I have worked, just not put in as many hours as I hoped, as I needed to take some food over to my parents as well, in between the doctors. The house needed a hoover also , the predators needed paying as I am late again. I completely forgot about them, how I managed that I will never know as it usually consumes my waking thoguhts !! Anyway I have paid most of them today, see new update ! :) Another is due by the end of the week, and as the Westcot Saga continues, I currently have no idea who I need to pay that debt to anymore, I need to give myslef a few hours to write a big stinking long letter to someone over that ! The Virgin card has been passed on , so I need to dig out payment details for that card but I will do that later when the house is quieter I think.

    I havent caught up on anyones diaries I'm afraid for a few days but will aim to.

    I hope you are all well xx


    19.08% woop woop. Only £898.53 to go to 20%

    Memories of wrapping school books in wallpaper!!!!

    Good on your hubby for the bike ride.

    Hope DD feels better soon

    HHx
  • Just catching up on your diary PG. 19.08% :D:D:D:D

    I'm pleased to hear DD2 has settled into high school and what a start DD2 is. Your girls sound lovely and very thoughtful. I bet you're very proud of them.
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • I wrapped mine in posters from Shout magazine ;) Lots of Backstreet Boys and 911 etc ;)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Good Morning all. In America we had to wrap ours in brown paper as well!

    So super on the % PG

    The fact that you have enough work to cover the month is very fine indeed. x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • 19.08% woop woop. Only £898.53 to go to 20%

    Memories of wrapping school books in wallpaper!!!!

    Good on your hubby for the bike ride.

    Hope DD feels better soon

    HHx

    Whoop Whoop !!! I think I will celebrate when we hit 20% !

    Mr Pinot was suffering a tad for the bike ride yesterday apparently as he hasnt been out on his bike since July or maybe early August. He was working in Weymouth adn discovered quite how hilly it is in in that part of the country ...... for his sins !!! :rotfl:

    DD2 rough as old boots but apparently off trampolining after school today.....who am I to argue ?!

    Hope you are well x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Just catching up on your diary PG. 19.08% :D:D:D:D

    I'm pleased to hear DD2 has settled into high school and what a start DD2 is. Your girls sound lovely and very thoughtful. I bet you're very proud of them.

    Yey Mrs F, I am sooo happy !! :D

    DD2 loves it, but is most disgruntled as she has some discrepancies on her timetable apparently, so has informed me she is off to see the Head of Year today to get it sorted once and for all ! She is a stickler for perfection and attention to detail that one !! I have emailed the Head of Year and warned her DD2 is on a mission !! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • I wrapped mine in posters from Shout magazine ;) Lots of Backstreet Boys and 911 etc ;)

    You are too young !! Wham and Duran Duran all the way for me !!

    Actually I read an article / interview with John Taylor from Duran Durna last night ! He is 50 now ! :eek: Still looking mighty fine though in my opinion ! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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