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Pinot's Potty debt free journey!!!

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  • Well, my baby girl has left for her first day at Secondary School this morning !!

    She looks so grown up :(, so excited :j, so gorgeous :eek:, and so happy :D!!

    I wish I could post a photo for you all to see, so that I could show off, but I cant !! :rotfl:

    Amazingly enough, the lovely DD1 has just shocked me into silence ! She doesnt need to be in school until 11am , but she has left already !! DD1 has never been on time for anything in her entire life, other than arriving the day she was due to be born ! I have just walked into her room , the bed is made, curtains pulled, towels hung up, I am in shock. I decided there must be only one possible explanation for her being ready sooo early................... BOYS !! :eek:

    I have text her asking if she could possibly be meeting a pretty boy rather than the friends she said she was waking to school with ,but she has assured me she has no ulterior motive for being ready as there are no pretty boy in the vicinity worth meeting !! I really do hope this is a sign of things to come !! :D

    Right now they are off to school, I must get on with work, I have a few appointments this today so I will be driving around but with a clear concentrating head I hasten to add !! :D

    Have a good day everyone !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Quick Signature update before disappearing off to the meeting !! :D:T
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Quick Signature update before disappearing off to the meeting !! :D:T

    Liking the new signature. :T:T
    Diary: Conquering Debts Once and For All
    CC1 Jan 2012 $875.32 / CLEARED
    CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
    Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
    Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09

    Ex mortgage - 89.07% debt paid
  • Liking the new signature. :T:T

    I would like it more if it said £00000000 !!!

    I can but dream !
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • I would like it more if it said £00000000 !!!

    I can but dream !

    One day Mrs PG, one day we will all get there........imagine the celebrations :j the MSE celebrations that is!!

    Hope your DD2 had a great day at school, I always think its such a big jump from cosy primary school to 'big' school.

    You have a lot on your plate at the moment so hope you take time out for yourself and hope your Dad is soon back on his feet. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Morning

    18.96% - Well done!

    Keep plugging away. You will smash into the 20s before you know it.

    HHx
  • Morning

    18.96% - Well done!

    Keep plugging away. You will smash into the 20s before you know it.

    HHx

    Oh, I hope so HH !!! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    18.96 is amaze xx
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Well done on the debt reduction. especially considering what a month you've had.

    Hope DD2 had a great first day in her new school.

    LOL, DD1, perhaps she's feeling the responsibility of having her baby sister in secondary school.

    Hope your dad gets better soon.

    Hope you managed to keep all vehicles in your near vicinity in tact :D

    I remember when I was going through a messy divorce rear ending the woman in front's car. We were both stopped at a junction and she pulled off so I did too but then for no apparent reason she stopped again. As I wasn't concentrating properly, I went sailing into the back of her. The damage to her car was extensive and she was livid. So livid in fact that she drove her car to our insurance broker, 2 miles away and asked them to come and look what "that silly c0w has done to my car" Unbeknownst to me, so when I went to the broker to confess, they told me. Strange that we used the same broker and they were lovely to me because I was clearly upset and she was excessively angry. A few days later a van driver drove into the side of my car, doing a fair bit of damage and once again because I wasn't concentrating, I didn't react when I saw him heading my way. If I had of done, I may just have been able to get out of his way. It just goes to show how important it is to keep your wits about you when driving and why I think the don't drive and use a mobile is so bang on.

    Anyway, hope you have a good day today.

    Love Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • NewLeaf wrote: »
    18.96 is amaze xx

    Its not bad is it ? ( shes says proudly grinning like a mad woman !!! ) :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
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