MSE News: Ryanair's new card charges come into effect

Preston_Dave

Was interested to see comments about unloading card to avoid £2.50 monthly charge. I thought charge was £2.50 per month if card remained inactive for six months or more?

I therefore thought best way to use card was load it as and when you were flying with Ryanair (minimum load £150). If this was less frequent than every 6 months, then use card just once to buy something for 50p say before 6 months is up.

This will incur a 50p charge for using card, but is significantly less than £2.50 x 6 months = £15 half yearly charge. In effect, it will cost about £2 yearly to keep card going; need a little financial discipline and memory to use card; but won't break the bank or make O'Leary a fortune, if you keep balance on account low.

pappanozza

Can anybody explain how the 5.75% exchange rate fee is applied to the final bill when a ticket is bought let's say for a trip from Italy to the UK. If the ticket originally costs 50 Euros, does the exchange rate fee apply to the equivalent in Pounds (41.54 pounds)?

Have you ever noticed that ryanair applies the same prices (numerically) in euros and in pounds?

Regards

con1888

Without reading the full thread ( Lazy, sorry but need a quickish answer) is the ONLY way to avoid the fees to get a Ryanair Mastercard and if so , where do I get one?

We fly with Ryanair at LEAST twice a year and my whole family do, so you're talking about 30 flights a year and have used a prepaid mastercard, this one:


before and avoided the charge - is this no longer the case?

MarkBargain

con1888 wrote: »

Without reading the full thread ( Lazy, sorry but need a quickish answer) is the ONLY way to avoid the fees to get a Ryanair Mastercard and if so , where do I get one?

We fly with Ryanair at LEAST twice a year and my whole family do, so you're talking about 30 flights a year and have used a prepaid mastercard, this one:


before and avoided the charge - is this no longer the case?

The Ryanair Cash Passport can only be obtained from Ryanair. Your card may work without the £6 fees on the return flight (starting outside the UK) if you book it separately to the outbound one. It sounds like the Ryanair Cash Passport would be worth you getting as 30 x £6 = £180 of card fees! If you don't use the Ryanair Cash Passport for 6 months though the nasty thing will start charging you dormancy fees.

con1888

MarkBargain wrote: »

The Ryanair Cash Passport can only be obtained from Ryanair. Your card may work without the £6 fees on the return flight (starting outside the UK) if you book it separately to the outbound one. It sounds like the Ryanair Cash Passport would be worth you getting as 30 x £6 = £180 of card fees! If you don't use the Ryanair Cash Passport for 6 months though the nasty thing will start charging you dormancy fees.

Thanks very much. Will look at getting one then next week. It will probably be used often, does the person who owns the card have to be flying? The person who owned the prepaid mastercard didn't have to be flying (it's my mums card and will likely be her who applies again). Should manage to avoid the fees as we always go away in June and parents always go away in December and then some weekends to Dublin/London.

budgetflyer

For those without a Ryanair Cash Passport but in possession of an ordinary PP Mastercard

This works for most single flights starting in EU that is charged in Euros EXCEPT ITALY
Ryanair normally charge the same in Euros as they do in £s. ie RTN leg to Uk from spain may be £40 or if booked as a single 40 Euro

with an exchange rate of 1.20 Euro to £s you can can cancel out the card fees effect by using an ordinary PP Mastercard such as Travelex cash passport Globe, which is an accepted form of FEE FREE payment everywhere except UK and ITALY

On a £40 EW booked as a RTN flight originating in UK you would pay

With Ryanair Cash Passport £40 + £40 + 0 card Fees = £80
With any other card £40 + £6 card Fee + £40 + £6 card fee = £92

Book as singles ie £40 + 40 Euro

1 Euro = £0.82 therefor 40 Euro = £32.80

So using a PP Mastercard such as Travelex cash passport Globe

£40 + £6 card fee + £32.80 (40 Euro) + 0 card fee = £78.80

pappanozza

budgetflyer wrote: »

For those without a Ryanair Cash Passport but in possession of an ordinary PP Mastercard

This works for most single flights starting in EU that is charged in Euros EXCEPT ireland + Italy.
Ryanair normally charge the same in Euros as they do in £s. ie RTN leg to Uk from spain may be £40 or if booked as a single 40 Euro

with an exchange rate of 1.20 Euro to £s you can can cancel out the card fees effect by using an ordinary PP Mastercard such as Travelex cash passport Globe, which is an accepted form of FEE FREE payment everywhere except UK, Ireland and Italy.

On a £40 EW booked as a RTN flight originating in UK you would pay

With Ryanair Cash Passport £40 + £40 + 0 card Fees = £80
With any other card £40 + £6 card Fee + £40 + £6 card fee = £92

Book as singles ie £40 + 40 Euro

1 Euro = £0.82 therefor 40 Euro = £32.80

So using a PP Mastercard such as Travelex cash passport Globe

£40 + £6 card fee + £32.80 (40 Euro) + 0 card fee = £78.80

That was one of my questions. For people flying between UK and Italy and having the Ryanair Cash Passport in pounds, one can books two single flights. Even when the exchange rate fee is 5.75%, it is still advantageous to pay in euros. Am I right?

2sides2everystory

budgetflyer wrote: »

... by using an ordinary PP Mastercard such as Travelex cash passport Globe, which is an accepted form of FEE FREE payment everywhere except UK, Ireland and Italy.

I knew about UK and Italy being targeted for non-RCP cardfees by Ryanair, but where in their Ts & Cs does it warn that single or return flights originating in Ireland get the same treatment? I don't doubt your info budgetflyer but is this another example of Ryanair currently breaching their own published Ts & Cs ?

shirlsky

Is anyone else having problems topping up the RyanAir cash passport card or is just me? Been trying to top up online with a debit card

MarkBargain

con1888 wrote: »

does the person who owns the card have to be flying?

No, but please don't give Ryanair ideas.