I Have Messed Up My Life Bigtime

hypno06

messedup wrote: »

Thx so much Hypno...your posts have always been a strength to me xxx My head is dizzy with worry...but I will see what tsb have to say...And then start from there...I know I wont be upto anything soon...I am well cross this has happened...and my boys are my driving force.....debts were nothing in reality ...altho they are now...cos i gotta feed my boys and if my wage drops what if the bank rob off me and i cnat feed them :eek:

It won't come to that. It is understandable that your head is dizzy - with all sorts of worry. None of us, however strong we seem, would be any different. And of course you are angry. Things should not be like this. But they are, and they test our strength when they happen. The positive is that you know you have the strength to deal with it and you can draw on that.

One day at a time, one step at a time. Ring the banks in the morning, and if you do not get the answer you need or want, then ring again and speak to someone else.

I won't be on here much longer tonight because I am very tired after a long weekend, but I hope to see you posting something positive in the next day or so, once you have spoken to the various bods.

In the meantime, there is not much practical stuff you can do, so go get yourself a hug and get a few hours rest xxxx

hypno06

Oh, and remember something that has been posted here before - your health is so much more important than the debts.

Concentrate on getting yourself well again - the money side of things will get sorted.

hypno06

Hi hun, just wondered how things are today? Did you manage to get hold of the bank people and get anything sorted out?

beanielou

Messedup ~Hope you are ok.

messedup_3

Hi...sorry to have not posted sooner..I have done a 10 hour shift at work and I ma very fatigued with the damn cancer.I truly want to tell all of you not to worry too much about your debts as life is so much more important..I dont want to die but I am v ill.
My banks well n rock were helpful and tsb were ok but wanted 210 min and the loan would be reduced to 2% apr .......thru cccs...HOWEVER cant do anything yet as I am getting my full whack salary...my boss is devastaed by my illness so heres hoping he will have compassion...and I am salaried...

Take Care of your selves ....I will be here xxx

Dumyat

messed up I am sooo sorry to read your news! what a shock for you.

someone has already mentioned Macmillan nurses. in our area they have established a money advice service linked to social services. even just help with travelling expenses to hospital for treatments can be helpful.

hypno06

Morning MU, I am glad that you have spoken to the loan people and to your boss. Now that they all know the situation, you cannot be accused of holding info back, or failing to keep them informed etc.

Now that the finances are starting to sort themselves, you must must must concentrate on yourself. If working 10 hr shifts is too much right now, arrange to reduce, or work flexi time or something - I don't think your boss can refuse given the circumstances.

And make sure you eat properly....and get some sleep.......

Keep posting and let us know how things are - good, bad or indifferent xx

ZTD

messedup wrote: »

debts were nothing in reality ...altho they are now...cos i gotta feed my boys and if my wage drops what if the bank rob off me and i cnat feed them :eek:

Perhaps now is the time to open up a "parachute" account with someone you don't owe money to (be careful that some banks own others), and get your wages paid in to there.

Then they can't be touched.

Really sorry to hear about your illness.

fay66

Just read this thread, what a strong person you are mu, thats what counts,
I hope your boss will stand by you with your salary and yes get a parachute account. If you get wftc, you can now recieve this by giro, cos lloyds try and take ur money without asking

messedup_3

I have a parachute is alliance and leicter anything to do with tsb
Thx for all your undying support..
I will use my parachute if I need to as it will cause hassles with all direct debits bein moved.....
Or shall I get it all done now in cae...my child benefit csa ftc and salry go into my acct ....would it take just a phone call to all of them to get everything sorted xxx i dont want to die