I Have Messed Up My Life Bigtime

messedup_3

My partner is very supportive but he is helpless as to how I sort this out.

susplum

PLEASE PLEASE PLEASE read all the posts on this forum. So many people are in similar situations moneywise and there ARE solutions.

I'm so sorry for your loss, I think its obvious that your grief is at the route of your problem, are you speaking to anyone about this?

I cant stress enough how much support you will get here, there are still so many options open to you.

beanielou

Hi messed up
so sorry to hear of all your sad times.
you are not to blame at all-the people to blame are your ex & the people who allow online gambling to go on.
Im sure your sons love you lots & are only interested in your well being & not interested in the money side of things.

Please be kind to yourself & take lots of care
Im sending you lots of huggles

southernscouser

potogold wrote:

Your health is worth so much more than the debt you owe.

Couldn't agree with this more! :T

Little_Miss_Winner

We can help you with financial side of things with tons of advice, and support, BUT what about you? Are you seeing your doctor at the moment?

messedup_3

I have support for my emotions. I just need to sort this sorry financial state of affairs out. I have a fairly good job.I have never had a debt in my life.

Triker

Okay, welcome you are amongst friends here who will endeavour to help you as much as possible by giving support and advice.

I do not know what to say about your experiences, I have no words to take your pain away, I wish I had.

Re your debts, do you have bank/credit card charges, well they can be claimed back, info here

http://forums.moneysavingexpert.com/forumdisplay.html?f=102

Sending you this :grouphug:

Please do not despair, and please do not give up, have you anyone that you can speak to now as I'm very worried about your welfare.

Kind regards xxxx

messedup_3

My sons are wonderful, they never ask for a penny or anything and that makes me sad, they are lovely boys, I have let them down big time. I have and am dealing with post trauma etc...I would feel better if I ahad a financial plan

Triker

So ok, lets help you get a plan together.

southernscouser

messedup wrote:

I have support for my emotions. I just need to sort this sorry financial state of affairs out. I have a fairly good job.I have never had a debt in my life.

Well we will do everything we can on both sides.

It's important not to try and do too much too soon. Take one step at a time. It's like a jigsaw puzzle. Some pieces fit some don't.

When you are up to it post a SOA (see this thread for a guide). We will then be able to offer you the best advice.

And don't worry about not being able to get new loans etc. Consolidation isn't very often the best method. I've been there and done that plenty of times and it didn't bloody work! :rolleyes: