New and scared but so determined

freebyfifty

millionaire_in_training wrote: »

:jbeen reading through your diary for about 2 weeks now and finally I have caught up. You're doing great. Your life is pretty much on a parallel with mine. Single mum , 2 kids, trying to get uni place sorted for DD etc etc . I'll keep popping in and swim alongside you

Hello MIT, nice to see you here Well done for ploughing through my ramblings :T Please do keep popping in to see me, I need all the help I can get

Lemon_Tree wrote: »

well done on the weight loss FF, i hope i'll be as successful as you are. Are you doing WW? if so can i pick your brain at times as i've just joined

i think the 'small things' thread is designed for folk like us who are just ticking along, making the effort to do things but not seeing how we are being overtly MSE (do that make sense?) we very easily forget how things once were, and the changes that we've made and stuck to.

Thanks for the tip on the 'small things' thread. I haven't seen that one so I will have to go searching.
Of course you can pick my brains about ww but I haven't done so well this week so maybe you'd better not

freebyfifty

Well, dear diary, I have been neglecting you

Things here feel like they are spiraling out of control again

It is 2 days until payday and I have nothing left I have spent a small fortune this weekend on shopping I got gripped by that supermarket fever and went wild in the aisles on Saturday. This seems to be happening to me more and more just recently. I was so focused and diligent at the beginning of all this and I appear to have lost it My cupboards, fridge and freezer are groaning again and I have way too much stuff that will probably go off before I can use it What happened? Why did I slip back into my old ways? :eek:

I am kicking myself up the backside and trying to regroup, I'm going back to meal plans and sitting down to write a shopping list and praying that will work.

Now, I am not making excuses for myself, but I think part of my trouble is weight watchers I think I am trying to fill my cupboards with ww friendly stuff and going way over the top. I think, subliminally I am terrified I am going to starve and made sure I've bought every mortal thing I can possibly have that will stop me from starving to death

I need to stop.

I have also been neglecting this diary which kept me on the straight and narrow, so I want to make an entry every day from now on, owning up to the failures and cheering for the successes.

My spreadsheet from payday in March until payday in April shows I have about £400 spare for fuel, shopping and the dreaded car tax and all the other bits I haven't budgeted for. There are 4 weeks between paydays so that's £100 per week - should be doable, right? Well, watch this space. I think I will start a little budgetty type thing on this diary where I can see my spends and see what I have left. Just another thing to bore you all half to death with - sorry

That was all a bit of a rant - wasn't it :eek:

freebyfifty

In true determined style.

Good things that happened yesterday -

Tax credits went into bank account :T
PAD to Carp 1 card - £2.02 :T
NSD :T

Bad things that happened yesterday -

Never went to the gym like I was supposed to :eek:
First debit card payment from the weekend came out of bank account, virtually taking away the money that went in :eek:

miggy

Hello Freeby, sorry to hear you are struggling.

I expect it will take a while to adapt to the WW lifestyle so maybe just put this down to experience and have a good look at what you actually need ready for next time.

The other thing that occurs to me is that maybe you have set your standards too strictly and this is a kick-back?

Hoping you have a better day today - and at least enjoy the food you have in. It's nice to have fresh stuff and in keeping with this warmer weather.

Lemon_Tree

miggy is very right, sometimes you pinch things so hard you eventually have to breathe out and relax. just not too often.

i feel that i've done the same with my WW diet, i spent a small fortune on sunday in Mr A's and lots was stuff i've only bought becuase i'm on the diet and know the points value of.

Just to turn around one of your bad things that happened:
due to good planning i had enough money in the bank to cover my debit card transactions.

looking forwards to seeing your daily posts/musings

millionaire_in_training

:mad: to lost posts. So annoying

Anyway as I was trying to say. I am a massive fan of the diary and the list . I have a diary of ramblings on here but I also keep a paper spends diary. I managed to keep this the whole year of 2011 and I added it up at the end of each month and did a comparison to the month before. I then added it up overall at the end of the year and got some very interesting results :eek:

My major spends ( other than debts bills etc) are takeaways, lunches and groceries. I spent >£3k on groceries:eek:. I have set myself a target of £3k for this year...........................failing miserably I may say :rotfl:but it's great to keep a running total as it is usually enough to kick me into touch and back on the straight and narrow.

miggy

millionaire_in_training wrote: »

I have set myself a target of £3k for this year...........................failing miserably I may say :rotfl:

It's not just us then? Groceries seem to have got more expensive recently - or maybe I'm just not paying the attention I used to?

Freeby, how did today go?

freebyfifty

Lemon_Tree wrote: »

miggy is very right, sometimes you pinch things so hard you eventually have to breathe out and relax. just not too often.

i feel that i've done the same with my WW diet, i spent a small fortune on sunday in Mr A's and lots was stuff i've only bought becuase i'm on the diet and know the points value of.

Just to turn around one of your bad things that happened:
due to good planning i had enough money in the bank to cover my debit card transactions.

looking forwards to seeing your daily posts/musings

Thank you LT. I think maybe you are right and I cut things back too far in the beginning and it was unsustainable (ohh what a big word for this time in the morning ) I have to learn that I have to live as well as get DF

millionaire_in_training wrote: »

:mad: to lost posts. So annoying

Anyway as I was trying to say. I am a massive fan of the diary and the list . I have a diary of ramblings on here but I also keep a paper spends diary. I managed to keep this the whole year of 2011 and I added it up at the end of each month and did a comparison to the month before. I then added it up overall at the end of the year and got some very interesting results :eek:

My major spends ( other than debts bills etc) are takeaways, lunches and groceries. I spent >£3k on groceries:eek:. I have set myself a target of £3k for this year...........................failing miserably I may say :rotfl:but it's great to keep a running total as it is usually enough to kick me into touch and back on the straight and narrow.

What a good idea. I think I might pinch that one and keep all my receipts to see just how much I am contributing to Mr T's massive yearly profits :mad:

miggy wrote: »

It's not just us then? Groceries seem to have got more expensive recently - or maybe I'm just not paying the attention I used to?

Freeby, how did today go?

Shopping is definitely going up and up. A couple of the staple every week things I buy have gone up by nearly 50% :eek: and that's just the bits I have noticed :mad:
Miggy, thank you for your support, it's lovely having you around.

freebyfifty

Good Morning

As promised I am back

I am a bit :mad::mad: today, well I have actually calmed down a bit but yesterday was a tad frustrating.

I came out of work to a text message from my mobile phone supplier to say that my new mobile phone would be delivered today to this strange address I'd never heard of. :eek: I immediately called them and told them I had never ordered a new mobile. 'Oh yes' they said, 'you ordered it today' :eek: Anyway to cut a long story short it appears that some nice soul out there in the ether had ordered a nice new sparkly iphone 4s with some horrendous tariff by hacking into my account. :eek::eek: They had changed my address and my passwords :eek::eek: and if I hadn't had the text message they would have run me up a beautiful bill to go with the beautiful phone :eek::eek:
I stomped my feet a lot and it has been passed to their fraud investigation team, I have put extra security on my account and changed all my passwords again. I also have changed the passwords etc on the bank account the direct debit payment comes out of :mad::mad::mad: So that nice person ain't getting a sparkly new phone today and I hope they get their articles kicked into court and locked up for a very long time.

That's the first time any type of fraud has happened to me and now I am terrified they'll do something else :( I am watching all my accounts like a hawk. Mind you they picked the wrong person because I am potless - they won't get much out of me

I went to fat club last night and put on half a pound No reason for it either :mad: just my body being its usual temperamental self. :mad: It will not stay there long though (determined face).

So all in all a bit of a frustrating day but I am back doing my best to be MSE so its not all bad

freebyfifty

Good things that happened yesterday -

Family Allowance went into bank account :T
PAD to Carp 1 card - £2.30 :T
NSD :T

Bad things that happened yesterday -

Second debit card payment from the weekend came out of bank account, virtually taking away the money that went in :eek: but not quite :T
Put on half pound at ww :eek:
Mobile phone account hacked :eek: but not quite :T They won't get a new mobile out of me :T