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The 'Save £12k in 2012' thread!

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  • Well my first attempt didn't go too well this month.

    Having unintentionally spent more than my income, due to the car + MOT and other reasons (personal), this hasn't helped!

    But in reasoning with myself, I have just come through a christmas, so I shouldn't be too hard on myself.

    I did buy a few items in the sale/offers from the other boards - which I aim to sell on for small gains, but gains nonetheless. (Ebay free lsitings this weekend also, so that's good)

    Add to that the fact I gained a promotion at my new job!!!!! Wooo

    I should be back on track by next month, will just mean more effort!
  • Yesterday I decided I'm going to try and save £10K this year, so I hope it's not too late to join in! :j

    So it's £834 to save a month, which leaves me a tidy round sum to work with. The only problem is, once I take off rent, transport, monthly bills and gym subscription, I am left with about £200 a month for food, electricity, water, tv, entertainment, holidays etc! :O Maybe I'll start cycling to work instead (have meant to repeatedly and always dreaded it, but I can make another try!)

    I may have bitten slightly more than I can chew, but it's better to start overambitious and fall slightly short, than to aim lower and save less!
    Saving £10,000 in 2013: £4491.48/£10,000
  • redbull5
    redbull5 Posts: 312 Forumite
    Excellent news today, gt interest of my savings account of £161.86

    Which now brings my home savings balance upto £5600, with hopefully £600 going in when I get paid too!

    It Compensates as I had to fork out £430 for car repairs recently!

    Also got my my pay slip today - £1301.77

    That doesn't include the £285 which goes straight into my work share scheme!

    Delighted, big update on Friday when I gt paid
    From England - Live in Edinburgh and work as a bus driver
  • trixie4
    trixie4 Posts: 149 Forumite
    Part of the Furniture Combo Breaker
    Marcy_Marc wrote: »

    Add to that the fact I gained a promotion at my new job!!!!! Wooo

    I should be back on track by next month, will just mean more effort!

    Yay! Well done on your promotion. I think fortunate things like that are always a quick start to saving even more, rather than being tempted on splashing out with the extra income! Congrats :)
    6k in 2012: £4200.00/£6000.00
    6k in 2013: £8209.62/£6000.00
    7k in 2014: £5900/£7000
  • kimmy40
    kimmy40 Posts: 93 Forumite
    saved £19.05 with vouchers today in tesco plus went to put air in my tyres and there was already 20p sitting in the machine - result :j
  • dippykitty
    dippykitty Posts: 1,138 Forumite
    £8.82 added today so I'm creeping along very slowly. Cheque should clear early next week though so £100 to be added then.
    ISA savings: £25,139 Other Savings: £1750 (tied up in bond)
  • Annie021063
    Annie021063 Posts: 2,570 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    an extra £150 in the pot today taking us to £585.60 so far this month, could we hit the 1K, this would be double what we wanted to save
    well done everyone
  • Brallaqueen
    Brallaqueen Posts: 1,355 Forumite
    edited 21 January 2012 at 8:06PM
    Saved £600 & pennies this month.

    Not much else to report!
    Emergency savings: 4600
    0% Credit card: 1965.00
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 January 2012 at 8:12PM
    The lovely boyf added £20 to the savings today to take our total saved to £4000 (started saving when we moved in together!). This makes it £639.88 saved this month.

    I think we may struggle later in the year as have a 0% spending card which we bought all our furniture etc on; interest free runs out in November so we will start prioritising paying that for a few months (thought about stoozing but I'd rather not just for peace of mind!)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • natnat13
    natnat13 Posts: 646 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I am not doing well at this challenge! DH bought new glasses today £300!!!! He is bland as a bat so has extra thick lenses they then reduce etc etc. That is what we had managed to save this month. I will keep going though and hopefully make up for it!
    Mum to 2 DSs, dog mum, wife full-time worker.
    Keen to live a healthly lifestyle and save money
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