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The 'Save £12k in 2012' thread!

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  • Well Friday's payday so another £40 transferred to start off the day;).
  • I haven't been able to start yet as I haven't been working this month but I am starting a new contract position next Monday so that will help :o.
    2014 Savings Challenge #161: £6771.58 /£4000
  • Miski
    Miski Posts: 4,156 Forumite
    edited 20 January 2012 at 1:33PM
    No updates for me until payday which seems so far away.
    £100K IN 10 CHALLENGE!!!!!

    Lets do it when this one ends then :)

    Would love that but woah, sounds impossible
  • I rang the library today to query a fine (40p) and she took it off the library account! Now that IS tightness!!! Needless to say I transferred it into my challenge via my sealed pot and made it up to £2 for good measure!!!

    Anyone read 'The millionaire next door'? I downloaded a sample onto the kindle for free but cant get it from the library but it looked pretty obvious from what I read. Basically spend less than you earn and dont buy flashy stuff..do that already.
    Have a great weekend everyone :)
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
  • dippykitty
    dippykitty Posts: 1,138 Forumite
    Got my cheque for last month's earnings today (finally!) so should be able to do a transfer early next week once it's cleared and get on my way with the challenge.
    ISA savings: £25,139 Other Savings: £1750 (tied up in bond)
  • Desperate Housewife - I was going to download The Millionaire Next Door too - it looks as though there is nothing new and wouldn't be worth it - maybe I would be better off putting the money in the savings!!
  • lvm
    lvm Posts: 1,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Anyone read 'The millionaire next door'? I downloaded a sample onto the kindle for free but cant get it from the library but it looked pretty obvious from what I read. Basically spend less than you earn and dont buy flashy stuff..do that already.
    Have a great weekend everyone :)
    MoneyWorry wrote: »
    Desperate Housewife - I was going to download The Millionaire Next Door too - it looks as though there is nothing new and wouldn't be worth it - maybe I would be better off putting the money in the savings!!

    If either of you want an electronic copy of this, PM me your email address and I'll send to you! Haven't read it myself so can't really comment on whether it's good or not!
  • david78
    david78 Posts: 1,654 Forumite
    Only £600 saved this month (so behind schedule already). I am going to think really hard about how I can save more next month.
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Brizza & David78 - both really impressive amounts saved! Keep it up!
    David78- January is often a hard month money-wise so don't loose heart!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Just transferred the ebay auction money over and didnt deduct the postage off it so grand total of £27.15! Makes the overall total £829.93, I cant believe it as I never thought I had this much spare! Just goes to show what I can do if I prioritise savings over spending....
    I'm treating my savings pot like a bill to be paid, deduct it aat the start of the month when I calculate the budget otherwise it might get spent.
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
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