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The 'Save £12k in 2012' thread!

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  • well done everyone, January is a tight month...

    For everyone who is finding it tight, don't worry, its like deciding to stop smoking/drinking/gambling etc...once you've made the decidion then thats the first step towards doing it. We are all here to support each other and we will have ups and downs throughout the year.

    I remember when we did the 'mortgage free in 3' challenge, we all said it was a marathon not a sprint, take each day at a time and keep going!

    The journey of a thousand miles begins with a single step...(Chinese proverb)

    Bean by bean the sack fills... (Greek proverb)

    hear all see all say nowt, eat all drink all pay nowt, and if you ever do owt for nowt allus do it for theesen! (Yorkshire proverb)

    :)
    Save £12k in 2012 no.49 £10,250/£12,000
    Save £12k in 2013 no.34 £11,800/£12,000
    'How much can you save' thread = £7,050
    Total=£29,100
    Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
    Balance 23.11.09 = £nil. :)
  • Hello everyone!
    I too, cannot wait to make my first payment towards this challenge... come on 31st:rotfl:

    Sylvia
    Must save to live, not just live to save!!! :think:
    Challenge Save 12k in 2019 #141 £6,143.34/£6k
    Deposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K
    :A
    :A'Saving again after parting with a lot of money enjoying life:rotfl::A
  • a51_ufo
    a51_ufo Posts: 96 Forumite
    Part of the Furniture 10 Posts
    I have just raided OH's pocket change to add to my pots and also found some change in an old handbag ... and in an even older handbag I found my best friends driving licence which she "lost" around 10 months ago!!!
  • bohemia
    bohemia Posts: 62 Forumite
    Another one being inspired by all the members! My savings amount is the amount it is because for ages I would just leave any positive balance in my current account (earning 0% interest!) and now I've been productive in moving it across to a savings account. I'm so excited about payday this Thursday too! Although not excited for the next cc bill...
  • Evening all,
    Thought I'd pop in and say hi now it's a little busier.

    I too am finding January abit of a struggle but it's payday on Wednesday so looking forward to actually saving abit of cash and paying some of the cc off:).

    Just tried to apply for nat west 0% interest card but got to the last bit then an error popped up on their website,will try again tomorrow:(.

    Also need to update my sig I think;).

    YL
    Old Account Recovered
    Debt at LMB April 2009= £14,980
    Debt free Sometime in November 2013
    £69k left of 90k Mortgage - Overpaying by £270 a month
    Current Savings = £13000
    MSE turned my life around years ago
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 22 January 2012 at 10:36PM
    We've just finished listing 45 items on (free listing today) so hoping a few of them sell; if they don't sell we will relist on the next free listing day. If still not sold they will go to the charity shop across the road (Ikea bag taken across yesterday and a further two & footspa to go on Saturday!).

    Decluttering & hopefully doing the charity & our savings some good :-)

    Oooh and after decluttering our financial paperwork we found boyfs sharesave scheme paperwork. (we'd forgotten about it!) so an extra £490 in the savings on our spreadsheet as is a 3 yr plan so can count towards our house savings! (only £70 counted for this challenge this year!) yayness!!!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Kittenkirst; I'm sure you will have some luck selling at least a few of those items. 45 is quite a few to list at once though, so congrats on that, I would have got bored after about 20 ;)

    I really should keep an eye out for the free listing days :(
    Old Account Recovered
    Debt at LMB April 2009= £14,980
    Debt free Sometime in November 2013
    £69k left of 90k Mortgage - Overpaying by £270 a month
    Current Savings = £13000
    MSE turned my life around years ago
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have to say I did get really fed up doing it, but the thought of all those pennies in savings kept me going. Plus lovely boyf said he doesn't want to get married until we have a house; this is spurring me on as I would love to marry him in the next 5 years....so saving it is then! :-)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Hi please can I join the challenge. A bit late so I will have to catch up. There are some great totals on here. I would like to aim for £12000 please. Thank-you. Good luck everyone.
    Make £/day March: £1490.85 / £310
    Quidco £3,143.16 NSD Mar:14
    2024 Road Kill £1
    March Sales of Excess £240.85
  • Finally got the ball rolling with £550.22 into our deposit savings... :)
    VSP - £14.76 | Saving for a Deposit
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