The 'Save £12k in 2012' thread!

Desperate_Housewife_2-2

Happy new year fellow savers!

I have got the grand total of £65.22 swept from overbudgetting my monthly income and outgoings which is the surplus from it going to the challenge pot (yay!)

The preparation for this challenge has definitely helped as we have loads of food stocked up and toiletries too (I counted 56 bars of soap!) so wont have to buy much.

I've also budgetted for the dogs vaccinations which are due this month and a badly needed hairdo, also DD1s 18th birthday at the end of the month but I bought her a nice piece of jewellry in the summer so thats sorted.

Good luck everyone, I reckon this year will go fast!

p.s. I have downloaded a (free) book onto my kindle about Benjamin Franklins tips on becoming wealthy and it is a good read but the guy who is interpreting his musing wrote that it is a good idea to look into Icelandic banks!!! Realised it was written 2008/9 but the advice is still relevant today (apart from the Icesave of course...)

Happy saving x

[Deleted User]

fracturedsun wrote: »

I'm impatiently waiting for my tax refund cheque to clear so I can transfer half of it into my savings (the other half goes to pay off my loan, minus just enough to buy a new netbook). This should make a good start to the new year . Finishing a higher paying job two months into a tax year does have some benefit after all.

Me too. Hope to have it cleared by next week.

rictus123

Well according to online calculators I am due one....anyone care to share a number to phone to confirm an get them to get butts in gear...apparently im owed 4 figure. Would be a great little bonus.

[Deleted User]

Hi Rictus, Sorry I don't now a number to call offhand but there must be one on the HMRC website. Hope you get it soon.

ILoveSaving

Already have a little saved in my cupboard ready to bank. Will deposit this on Tuesday, so will update later.

Just wanted to check, can we include over payments to our mortgage as savings, or does it have to be money all put away in a saving account?

Good luck to everyone.


(Also how do people get that line that seperates your text from your figures?)
I must be dumb.

MoneySaverLog

It's the signature. Look at the top of the thread for "User CP", click on that and then on "Edit Signature" on the left hand side.

Anything you put in there will show on each post, if you tick the box Show your signature.

lvm

Happy New Year to everyone!

Might as well start this year as I mean to go on and I have transferred £1000 to my savings account. Just another £11k to save! Very exciting

ILoveSaving

Thanks MoneySaverLog, lets see if it works?

Wurly

Hi everyone.
I know i'm a bit late, but can i be added to the list. My aim is to save £12000 in 2012. It's going to be tight but i reckon' i can do it.
Starting today my ISA is already showing Januarys interest, so it's a good way to start.
How does it work? are people adding the total after the end of every month?
..

MoneySaverLog

I think there is a form on Post 1 to report totals in every month.