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The 'Save £12k in 2012' thread!
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I have decided to have a bit of a spurt on my savings and in the process of joining the agency to do extra shifts. Ironically, its a good time to go on an economy drive because it reigns in the unnecessary spending we do over xmas. I am going to cut right back on everything and only buy one of everything (such as booze!) because we can go mad at this time of year.
I've told everyone I am not doing much for xmas in the way of pressies and I think people are relieved as they are in the same boat. Me and hubby are not buying for each other, we decided yesterday that we would tret ourselves to something we want at around a tenner and we are taking the immediate family out for a xmas pub lunch which should be a nice treat (only 6 of us).
I have a xmas tree already which has served us for about 15 years, will go round the local park and nab a few twigs to make a wreath for the front door, bought a turkey crown, ham, xmas cake and bottle of (ald!) baileys and 2 prawn rings from lidl already and going to get bits every week to keep the costs down. I have been saving £25 a month for xmas on top of these savings which tend to do us for january when its like a 6 week month.Save £12k in 2012 no.49 £10,250/£12,000
Save £12k in 2013 no.34 £11,800/£12,000
'How much can you save' thread = £7,050
Total=£29,100
Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
Balance 23.11.09 = £nil.0 -
Bump...
Savings for November £642. December, the final month, I may do a little better.0 -
Keep going everyone - the end is almost in sight! :eek:
I've been thinking about a 2013 thread - would people be prepared to do this again next year?Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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slowlyfading wrote: »Keep going everyone - the end is almost in sight! :eek:I've been thinking about a 2013 thread - would people be prepared to do this again next year?
Absoblimminlutely!!! I now have to save to take Little Miss Gap to LA in 2014 so I need to do this again next year. I have my target in mind already and I am raring to go. Even although I don't post much (usually once a month to update my total) I feel like I "belong" and setting my goals publicly means I do my best to achieve them.
You have done a fantastic job this year SF and I really appreciate it. The spreadsheet is brilliant.
GapMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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slowlyfading wrote: »Keep going everyone - the end is almost in sight! :eek:I've been thinking about a 2013 thread - would people be prepared to do this again next year?
Definitley, sign me up. It is due to the focused saving at the start of the year that I was able to finally pay off my mortgage in May. Thanks SF for this great thread and for all your hard work in updating it every month.:T:T0 -
[Deleted User] wrote:Definitley, sign me up. It is due to the focused saving at the start of the year that I was able to finally pay off my mortgage in May. Thanks SF for this great thread and for all your hard work in updating it every month.:T:T
Whao! What an achievement, well done allie :T:T
JCG
xx:smileyheaMarried on 20/07/2012! :smileyhea
:DBought my new car 11/08/12:D:cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
Save £12k in 2014 Num 22! £2131/£3000
Emergency Fund £00 -
I would definitely be up for it.... its only because of this thread was I able to save so much this year! Thank you to Slowlyfading for updating all of our totals and motivating everyone to keep going with this challenge! :T
Looking back to this time last year, it seemed quite daunting to set a 12k target, :eek: and have 12 long months to do it, but time has flown by and it has been just thoroughly motivating having this threat to update and peek at how others are doing and how they are feeling, cos 9 times out of 10, someone else is feeling the same as you!
So my question would be is the new thread going to be "12k in 2013" or "13k in 2013"?0 -
Yes I'm in. Where do I sign up? :-)0
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thats another £2k for the month = £22k for this year not bad,sorry if wrong thread. is there another thread with £24k/yr saving?0
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Pick your own target hapster :-)0
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