Just received this - please help

blue_monkey_2

Gas and Elec you can change as you are in credit. That is not an issue. You can get one with smaller payments.

iphone - I would just sit that out and as soon as you are out of contract change to PAYG or a smaller package. My husband was with orange on PAYG and spent about £10 a month.

gratefulforhelp_2

Doorstep_horror wrote: »

Gas and Elec have just sent payments back as we were in credit, gone into his account.

Despite them being in your name??

RacyRed

Just another thought Doorstep Horror, your home will need to be revalued, make sure that you get your own estimates and don't accept what he tells you.

Stephb1986_2

I need to get this right in my head, your husband is now remortgaging your property to buy another property with his fancy woman? But will continue to pay the mortgage on your house?

Steph xx

gratefulforhelp_2

Doorstep_horror wrote: »

Deposit is coming from mortgage reserve, and they said he can have 85% mortgage raised against this property.

mortgage reserve = equity = he can't do that (half is yours).

Doorstep_horror

Yes steph that's right.

gratefulforhelp_2

RacyRed wrote: »

"He said"? Ask for a copy of the most recent mortgage statement.

Your solicitor will write to him insisting on full financial disclosure.

That will !!!! him up;)

BTW do you have a recommendation for a good one?

blue_monkey_2

Doorstep_horror wrote: »

Deposit is coming from mortgage reserve, and they said he can have 85% mortgage raised against this property.

Soa I did no line but didnt post it will get on to it soon.

It does not matter so please do not worry about this.

He will not be able to remortgage without your signature agreeing to it. If he does then he will have committed fraud and the judge will not look on that very well when it comes to court.

These are very early days, he has been confronted and is making out like he has everything in hand for a swift and easy exit. He hasn't and he will not be able to. Until that letter comes it is all going to be words right now.

Let him get on with it and just bide your time, your solicitor will get things moving when you see him. Remember, house sales do not happen overnight. On Monday, take your passport and a bill in case you need it for signing the Legal Aid forms, you do not want to be wasting time going back and forth with paperwork.

blue_monkey_2

gratefulforhelp wrote: »

Despite them being in your name??

Sounds like the money comes from his account. This is why it needs changing.

RacyRed

gratefulforhelp wrote: »

mortgage reserve = equity = he can't do that (half is yours).

Spot on analysis and I completely agree.

He wants you to think he can do that, but he can't, it is NOT his money.

One other thing to remember is that, however he found his fetish floozy, if a website was involved then he has possibly been paying a small fortune in premium rate calls/cam sessions. Think £1 a minute minimum (based on a very quick look around the internet).

This guy sounds like he has access to a lot more cash than you have realised. Don't let him manipulate you financially Hun.