Just received this - please help

nzmegs

So he has enough money to be putting a deposit down on a house - that is upwards of £20,000. Where has this money come from. Has he earned it while you are at home looking after his children?
I believe you are entitled to half of his earnings from during the marriage. Why can he walk away and have enough money to buy a new life and you are left picking up the pieces of the old one and relying on his handouts...
Ask your solicitor on Monday about his savings. I am pretty sure you have a right to them as you are 50% responsible for the earning of them. He wouldn't have been able to go to work if it wasn't for you.

RacyRed

Doorstep_horror wrote: »

Well he's gone house viewing, I've tried to explain about child support but he says he is by paying the mortgage. I've rung his dad and asked him to have a word.

Apparently he's not using the equity in this property to buy a new one.

Kiddies off school today, hopefully telling them later, should be fun.

Oh yeah he says he will put a clause in his mortgage that if he defaults on this one both properties have to go.

Yes he is, indirectly, using the equity on YOUR home to guarantee the mortgage on his new one, cheeky beggar that he is!

Please hun, don't agree to or sign anything until you have spoken to your solicitor on Monday.

Take every reassurance he gives you with a large pinch of salt. This guy has proven himself to be untrustworthy. Focus on your children's future security.

I agree with others who say he has been planning this for a while. After the way he has behaved do you really think he has your best interests at heart? Not a chance.

adamantine

dont wait for his dad to have a word. he HAS to keep paying the mortgage and he HAS to pay child support. just call CSA.

have you sorted out your single claim for CTC yet? you said you werent working is that right? get onto the jobcentre and get your claim for IS sorted out too, and the council to apply for your CTB and single occupancy discount.

also all the utilites should be in your name if you are residing there. esp if he is thinking about trying to get you out. if all the bills are in your name it strengthens your case that you have contributed to the home so you have an interest in it if its not on the registry yet.

gratefulforhelp_2

blue_monkey wrote: »

Of course, you could be VERY clever. Just go to the CSA and do not pay the mortgage with the money you get, the house is not in your name and you are not responsible for paying it so you would get housed as being homeless with the children. And he will be left responsible for paying for the house then AND paying his CSA bill. I think that as he is so determined to weedle out of it you need to see how you can screw him harder. Sorry, but needs must.

Not a bad idea.

Also - having his NI number will help with CSA.

gratefulforhelp_2

Doorstep_horror wrote: »

The csa would be less than the mortgage, he's also changing the mortgage on this property to 33 years.

Also so he reduces his liability, if you kept the house it could be reasonably sold when your youngest is 18.

Doorstep_horror

All bills are in my name he took his name off them last time he had an affair, only one I think that's not in my name is the sky(broadband and tv) oh yeah and council tax.

gratefulforhelp_2

Doorstep_horror wrote: »

Oh yeah he says he will put a clause in his mortgage that if he defaults on this one both properties have to go.

Codswallop. He's treating you like an idiot.

blue_monkey_2

Doorstep_horror wrote: »

All bills are in my name he took his name off them last time he had an affair, only one I think that's not in my name is the sky(broadband and tv) oh yeah and council tax.

LOL, that'll be his responsibility too then......

Ha ha ha ha ha. :rotfl::rotfl::rotfl:

gratefulforhelp_2

Might be worth doing (or starting) an SOA so you know how your finances will look for your new future.

Caroline_a

Lots and lots of sound advice here, OP. Probably time for you to start making a list of questions to ask solicitor, and things you need him to do for you. I think you should get legal aid (although the rules have changed since I last had anything to do with it - not that I got any! )

Your priorities now are obviously you and the children and keeping a roof over their heads. I would try to get a stop on the remortgage if you can, I did note on one of your posts you mentioned 'over-payment' which means that the house probably has quite a bit of equity in it. This equity is half yours (and your children's). Don't let him and his tart take it from you!

PS If you need help with lists, I'm sure we will all chip in!