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£25,000 to clear. Ready...steady...GO

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  • Hi i am loving the giant friday sandwich lol. I always give to the food bank i think its an amazing cause Well done on giving up your time to do it xx
  • hi banwa

    loving your diary and your *good bits *bad bits :)

    Where did you get your free energy monitor from? I wanted one but couldn't justify spending £30 on it when in debt.....i bet i've missed it haven't i :rotfl:(always too late!)


    I'm subscribing and will stop by and see how you are getting on :T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • banwa
    banwa Posts: 952 Forumite
    Hi i am loving the giant friday sandwich lol. I always give to the food bank i think its an amazing cause Well done on giving up your time to do it xx

    I'm so glad there are like-minded people out there:)
    hi banwa

    loving your diary and your *good bits *bad bits :)

    Where did you get your free energy monitor from? I wanted one but couldn't justify spending £30 on it when in debt.....i bet i've missed it haven't i :rotfl:(always too late!)


    I'm subscribing and will stop by and see how you are getting on :T

    They were here http://www.moneysavingexpert.com/deals/free-cheap-energy-monitors#70, I happened to strike lucky I think. If it's all a bit complicated for me I might be giving mine away:rotfl:




    Good things about today:j
    • Made 3 credit card payments totalling £120.
    • Took a crust of bread (literally) to work so I didn't have to use the canteen :rotfl:
    • Paid the bin cleaning man. It's £3.30 a month, it is a little unnecessary but i really think it's enterprising, someone is willing to clean bins for a living and I want to support that.
    Bad things about today:(
    • Mr Banwa's hours very short again. And they will be too tomorrow. And potentially forever. He's getting annoyed at me for being stressed but I can't help it, I'm really worried. And new jobs are not easy to comeby
    • Dishwasher is terminal
    Dishwasher, oh dishwasher. What shall we do?
    1. Replace pump (£100) - no guarantee that something else won't break on it after that
    2. Replace with second hand off ebay (£100 - ish) No guarantee that the pump isn't about to go on that one
    3. Replace with new £220 - expensive, I'd feel okay about this if Mr Banwa was working more overtime
    4. Buy lots of fairy liquid
    What would you lovely lot do?
    Debt £26k 18/10/14
  • Hi Banwa :j

    I would use the washing up liquid until you can save enough pennies to get a new one. There is so much than can go wrong with water appliances once one thing goes wrong there can often be other things right behind, hard water, rust etc can damage the bits inside. And I completely agree you could end up spending hundred quid for a second hand one off eBay for that one to break in 6 months.

    Thats my opinion anyway :p

    And personally I love the crusts, they are my favourite :o
    Just keep swimming!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Aw if only you'd spotted the 10 bottles of fairy for £4.60 offer the other week. Check out amazon there's some bargains on wishy washy liquid there =)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Hi Banwa

    That's annoying about the dishwasher..I couldn't be without mine (well, of course I could, but really wouldn't want to be :p).

    As you're 'willing' to spend £100 on a repair or second-hand DW, could you put this sum aside and then have a big splash on ebay and try to raise the rest of what you'd need to pay for a new one? Maybe if Mr Banwa is any good with a screwdriver, you could dismantle your existing DW and sell it off in parts. Not sure if this is an option, but I often see that other peeps on here have raised quite a lot of money by selling things off in pieces.

    HTH

    Been
    Full LBM 26 Sept 11
  • banwa
    banwa Posts: 952 Forumite
    Hi Banwa :j

    I would use the washing up liquid until you can save enough pennies to get a new one. There is so much than can go wrong with water appliances once one thing goes wrong there can often be other things right behind, hard water, rust etc can damage the bits inside. And I completely agree you could end up spending hundred quid for a second hand one off eBay for that one to break in 6 months.

    Thats my opinion anyway :p

    And personally I love the crusts, they are my favourite :o

    Yes I think Mr Banwa has come round to the idea of not bothering with second hand. After much convincing
    kerri_dfw wrote: »
    Aw if only you'd spotted the 10 bottles of fairy for £4.60 offer the other week. Check out amazon there's some bargains on wishy washy liquid there =)

    Where was that offer? The 10 for £4.60?
    Hi Banwa

    That's annoying about the dishwasher..I couldn't be without mine (well, of course I could, but really wouldn't want to be :p).

    As you're 'willing' to spend £100 on a repair or second-hand DW, could you put this sum aside and then have a big splash on ebay and try to raise the rest of what you'd need to pay for a new one? Maybe if Mr Banwa is any good with a screwdriver, you could dismantle your existing DW and sell it off in parts. Not sure if this is an option, but I often see that other peeps on here have raised quite a lot of money by selling things off in pieces.

    HTH

    Been

    We have the money sitting in an account waiting to reduce the overdraft. According to my earlier calculations of paying debt at £1.78 per hour, we would be adding about another week onto the debt payment, and when there are 6 of us here, the dishwasher is a godsend. Dreading this weekend without one. :( I am sure we will give in and get one, when we are cruelly reminded what it's like to have 6 of you and no dishwasher.

    Harumph, could really do without this.


    Good things about today:j
    • Went for a run at lunchtime
    Bad things about today
    • I was absolutely rubbish, and have given myself a massive blister so no running for me tomorrow:o. At least I did it though
    Debt £26k 18/10/14
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    If the kids are old enough get them to do the wishy washying :) my sister and I were at that from a very, very young age hmmph!

    The offer was on amazonia about a month ago, they come and go. I spotted it on the grabbit board and it went really quickly. I orderd 30 bottles for my house, my parents house, and my sisters house between us. Worth keeping an eye out for though :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Kerri is right, I remember me having to wash up from an early age and my brother who was younger had to dry.

    Also, if you really need washing up liquid, Aldi washing up liquid was voted better than fairy by Which and I think it is only about 59p per bottle :D

    I went for a little run on Monday, my hips still hurt now :o
    Just keep swimming!
  • I think my dishwasher is on it's way out :( ! it's not cleaning properly and we've cleaned it out twice and topped it up with salts & rinse aid etc....I will def buy another one though! I'd rather go without petrol for a month and get the dishwasher than have to do all the washing up :p

    dfw :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
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