can i claim the admin fee from catalogues

lmeehan67

kimmie32 wrote:

Yes you can i have claimed over £200 back from studio for their £20 late payment fees and got it all back so GO FOR IT!!!!

Good luck
Kim
xx

Kimmie, glad you posted that, just received a STUDIO catalogue through the door and it reminded me a few years ago they were ALWAYS hitting me with charges (my fault of course cos you couldnt pay online - laziness in getting cheques to them on time). Was thinking about sending the SAR to them and your post has just made up my mind for me !!

luvthissite

Hi!
I'm new to all this so forgive me if I'm not in the right place to pose this question!
I have an account with Studio Cards catalogue & I wondered if I could reclaim late payment charges from them?
If anyone knows if this is acceptable, please let me know!
Have just sent my first letter to Lloyds bank to reclaim £1154 and I am in the process of reclaiming charges from Lloyds credit card!

I am keeping everything crossed that this process runs smoothly!

abbecer

Hoping someone can help!! My mum was telling me today that she has finally paid off her catalogue account. It has been long and drawn out and has taken several years for two main reasons, mum struggling to even make her minimum payment and customers of her account not making their payments. Anyway straight to the point. For each of the late payments she was charged £15 which obvoiusly in turn made the debt worse. £15 seem too much for a letter. Are these charges unlawful? Would there be any way she could claim back the charges?

Thanks in advance

Rebecca

P.S sorry if this is posted in the wrong place. Did a search and couldn't think of a more suitable place.

michjoe

Hi I have been charged a few times for late payments from Additions direct but I still have some of my account to pay off, am I best off paying the account off before I go in for the kill and reclaim the charges???

abbecer

Has anyone got a sample letter to claim back the catalogue admin charges?

Thanks

Rebecca x

P.s do you need to have a record of all charges? I don't think my mum will have kept them all.

michjoe

abbecer wrote:

Has anyone got a sample letter to claim back the catalogue admin charges?

Thanks

Rebecca x

P.s do you need to have a record of all charges? I don't think my mum will have kept them all.

Yes that would be helpful.

Edinburghlass_2

Use the templates and change the wording to read late payment charges.

michjoe

Edinburghlass wrote:

Use the templates and change the wording to read late payment charges.

Sorry for being a bit slow but do you mean the template letter for reclaiming bank charges???

Edinburghlass_2

Yes, here you go...

Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

slinks

i'm a little confused. the articles on this site say the unfair charges are with regards banks and credit card companies...