Mortgage freedom..Shala_moo's attempt at a diary..

ammonite

hi shala just checking in after a break! glad to see all going well!

shala_moo

ammonite wrote: »

hi shala just checking in after a break! glad to see all going well!

Hi Ammonite, lovely to see you!!! Hope you and baby (and daddy of course!) are doing fabulously.

Did pop by your diary earlier in the month, but must catch up again this week xxx

shala_moo

Just a quick update as I've been feeling really ropey for the past few days - think I must have caught a cold at the spa day

July Monthly figures
Outstanding Mortgage £157,898.59
Family Loan £4,700 (OH will pay this each month)
Daily interest £17.31
Offset Savings £11,788.03

Total Debt as present moment £150,810.56(-1,253.63)

I would like to get under £150k next month, but if we end up paying for the garden then it's unlikely...

All the best xx

shala_moo

Needed some work clothes desperately - you heard before about the trousers, well most of my tops I wear to work have little holes in them as well (I think it's caused by the tumble drier somehow) they aren't really noticeable but it's still a bit scutty isn't it ?? :rotfl:

So off I went to town with the sister and ended up buying 4 tops and some hole-less trousers :j spent £94 in Debenh*ms on 3 tops :eek: and then went to Dotty p's for another top and trousers - fortunately I had enough vouchers to get those completely for free :j

On a more positive note, I do have a beautiful new Radley handbag for free - I didn't steal it:rotfl: - the sister treated me yesterday at Cheshire Oaks!! I did try to protest.. honest! I can't even tell you how much she spent in total y'day :eek: it would have paid a monthly mortgage pymt..

right off to change my signature because I forgot yesterday..

have a good one xx

QB_Wolf

shala_moo wrote: »

some hole-less trousers..

How do you get your legs in if there's no holes?

shala_moo

QB_Wolf wrote: »

How do you get your legs in if there's no holes?

:rotfl::rotfl:
s'magic

shala_moo

• collect everyone's lottery subs - £76
• fill out my dental form - £49 to get back
• make Gucci shoe for cake, then make cake - friends 21st
• strip spare bed and wash
• meal plan for the week - been particularly bad with takeaways this week
• cancel free trial on L0vefilm
• find an electric tile cutter to borrow - still not got one - think we might end up having to buy one
• finish the tiling in the kitchen

Back to work tomorrow after our week off.. going to struggle getting up at 6 I think

I'm also hoping that i'll be going into a more tranquil office as I think the ex-boss should have moved to a different desk last week - fingers crossed!

Have a good week xx

shala_moo

shala_moo wrote: »

• [STRIKE]collect everyone's lottery subs - £76[/STRIKE]
• fill out my dental form - £49 to get back
• [STRIKE]make Gucci shoe for cake, then make cake - friends 21st[/STRIKE]
• strip spare bed and wash
• meal plan for the week - been particularly bad with takeaways this week
• [STRIKE]cancel free trial on L0vefilm[/STRIKE]
• [STRIKE]find an electric tile cutter to borrow - still not got one - think we might end up having to buy one[/STRIKE] friends now found theirs and dropped it off
• finish the tiling in the kitchen - not done

Been really poorly this week with the flu lurgy so not got much done.. we'll be finishing the kitchen next weekend, honest..

Nothing else done this week money wise, OH gets paid next week so they'll be some more money shuffling then.

Off to catch up x

shala_moo

OH has now paid over his half of the bill money which means more money shuffling for me :jhe pays me extra now towards bills as we bring in equal money so that means more of my money goes into the savings pot

• paid off the credit card
• Overtime payment moved to offset savings
• £250 to regular saver
• £150 from OH to family debt
• £44.47 to offset savings to tidy my accounts

Other stuff

• still need to get my form filled in to get the dentist money back :mad: done it at last!
• meal plan done up until the 18th August :T
• need to start adding coupons and survey money back into savings keep forgetting
• downloaded an app that keeps track of how much money I have in my purse - no more "losing" money
• hairdressers next week - £116 :eek: but we had a token extra pymt in our wages this month so that will pay for it
• need to look into selling some spare tickets I have £100-ish hopefully

Right, i'm off to find my dental form so I can get my £50 refund. I'm so lazy and forgetful :rotfl:done it!

Have a good one xx

shala_moo

Quick trip to town this morning to bank £100 lottery subs from the guys at work resulting in a show down with a bank machine. It ate my money, then ate my card and gave me no receipt :eek: naughty little b*****

The bank was packed so I couldn't get a lady over to help without leaving the machine, so I gave him the evil eye and pressed a few more buttons and thankfully he spat my card back out, but still no receipt!

In the end I had to leave the machine and track someone down to check my balance, luckily the cash had cleared straight away so was showing on my account but I'm now a bit scared to use those machines again! bad uns!



Other savings on my little shopping trip

• £8.00 coupon used in B0dysh0p (moved to offset savings)
• £1.80 petrol voucher(moved to offset savings with an extra 20p round up)
• didn't buy a gorgeous top in FatF*ce - all the clothes were so nice though

Just a little naughty spend of £5 in M&S on some nice rolls and bits for lunch, but loads left which I put in the freezer.