No More! debtfree2015's diary

debtfree2015_2

Its all done! :j

Got court tomorrow to make sure my address is protected, fingers crossed that goes ok.

I thought Id be extatic, and although I am, its watered down with with guilt. I am a strange creature!

Hopefully March 2013 I will be debt free!

Wanted to change my name as its not really relevant anymore, but I cant....not sure whether I want to start a new account as Im ever so proud of my one star :rotfl::T
Plus this account will serve well as a reminder of just how hard things were before I saw the light!

MuffinTops

Hello DF, I just wanted to pop in and say hello before logging off tonight.

Well done on moving things forward. You're doing great and have no reason to feel guilty, although I do understand where you're coming from. What you're doing is the best thing all around and I really hope that all comes to light more soon.

March 2013 is just around the corner. It'll be lovely to follow this journey with you through the next year.

I do believe you can change your name. I think I saw a post with it on recently so I'll have a think, find out and let you know what I've found. I think it's in Advanced somewhere, but I'll work it out hopefully.

Good luck at court tomorrow xx

MuffinTops

Hello DF,

Well I scoured the site for how to change a username and found that the thing I'd seen was actually how to change the name of your diary.

I went onto the site FAQ's and it says that they don't permit username changes unless the username you chose puts your privacy at risk. Here's where I found that >>>
http://www.moneysavingexpert.com/site/forum-faqs#username

Hope that helps.

Happy Hump Day! I hope the court has gone well. x

debtfree2015_2

Hi Muffin,

yep I saw that, mine doesnt give me away so Il leave it as it is.

Court was ok, I didnt have to face the judge just left papers. It was still a tough day, I got lost so something that should have taken an hour took 3 hours!

On the way home the tears started rolling, I must have looked like a mad woman. I think it was half relief half dismay that things have come to this.

When I collected dd from my friends I got a call! A job that I had applied for a few weeks ago wanted to do a telephone interview! So I done the call, and I got invited in!!!!

The downside was, as I cant do weekends she said its unlikely il get 16 hours.... It would be doable at 8 hours, Id get no help with tax credits so Id be £10 worse of a week than I am now, the issue is finding the upfront fees for nursery if I get the job.

Its £250 deposit, £95 registration fee, plus full months fees upfront.....I cant see me being able to do it.

Il still go for the interview anyway, as its a new store so if its not due to open for a while, I may find somewhere with a smaller deposit. Im sure there is a childminder at dd's nursery which would work well as I could keep her at the same preschool, I think her fees are about the same just got to find out if she needs a deposit & a month upfront, or if she will allow me to pay her weekly.

debtfree2015_2

Busy day today.

My legs and hips are killing me, I worked out yesterday I must have walked at least 4 miles! 1 mile each way to the station, then getting lost for 2 hours easily 2 miles if not more walked there.

I havent been walking right all day, strangely its my hips that hurt most!

DD had a visit to new nursery for when I start college, she seemed to love it.

Tomorrow is our first day in weeks we wont be rushing or stressing out, so I am going to try to attempt the route to college, though Il wait til rush hour is over. I need to try and go out every day in the car to get used to the local roads as atm Im still nervous, once I know the roads Il chill out I think!

debtfree2015_2

Well tested the college route, it wasnt far at all, just lots of roundabouts which I dislike very much! It was very quiet out so fairly smooth. DD has her second settling in session this week so Il get to test it one last time before the day starts.

Its quite a complicated route, not the straight line Im used to, so itl be a while before I know it off by heart. Though I will get there!

LSD today, chopped tomatoes & purree so I can do spag bol with my last bag of mince I found in the freezer. Also discovered last chicken breast so will do chicken stew sunday to make it spread further, saturday will be egg chips & beans.
I am poor until next week so quiet weekend.

Need to save to get cambelt done, its overdue according to mileage, so Im risking it driving it, but I just have not got the money right now. The quote I got, is the best Ive had so far, my friend is a little cheaper, but he is just too far away I cant risk it! So my rule is just essential driving ie college & food shop until I get it done.

Once that is done, I need to scrape every penny for the MOT, judging by its history it doesnt look like anything will need to be done, & there were no advisories on the MOT but you never know!

I have had to cancel interview, which Im so gutted about as its the first in a long time. The local nurseries, ontop of the prices are not open between christmass & new year.... I have a friend who works for the same company I had applied for and I know they dont allow holidays in december, having no-one to fall back on thats where Id come unstuck. I explained to the store to double check there is no way around, they were honest and said its not something they could work with, unless I could go on a zero hour contract...the issue with that is if I pay for childcare and dont get any hours Id be in trouble.

Im not overly down, the fact that I got to interview stage was a boost.

Lots of housework to do, just low on energy from the manic week. So having a chill out day today, to hopefully wake up with a burst of energy tomorrow!

debtfree2015_2

Well I did wake up with a burst of energy, which only lasted til about midday!

I got dd's room cleared, bed changed, moved her room about, polished & hoovered her room.
2 loads of washing, started my room, got a big full of bits to take to the charity shop..then it was lunch time the made lunch and now Im shattered again! I think I need to invest in some vitamin's as I just run out of energy & motivation too quickly. I have been sleeping better the past few days, so perhaps, Il start feeling my old self soon enough.

I have got a lot off dd's old bits, cot, high chair etc taking up a cupboard, Ive put off giving it way 'just incase' but I think I am now ready to give them away, I desperately need the space to have a clearer home, and I cant see myself settling down, Im happy it being dd & I.

Going to have a nice cup of coffee to give me a boost, hopefully get the rest cleared up today!

debtfree2015_2

Well, my energy didnt return!

I did have a slight boost this morning, but promised dd a trip to the park, so when we got back for lunch I was once again unmotivated. Tomorrow is a new day!

It will hopefully be a less stressful week, one last settling in session at the new nursery, need to get shoes & trousers for the college, then the week after my course starts!!

MuffinTops

Hello DF,

I completely understand that lack of energy. I find taking multivitamins with Iron really help. For me I think a lack of iron is what zaps me and they really do give me a boost. I get the probiotic multivitamins with Iron from Boots - it's their own make. Just a suggestion as they're also not too expensive and often have a 3 for 2 deal.

Other than that you sound like things are really coming together for you. I think once you get your energy sorted you'll be a real force to be reckoned with .

debtfree2015_2

Great minds think alike muffin! I picked up multivitamin + iron tablets, just lidls own brand 75p, yesterday. I had a flashback of the doc pescribing iron tablets when I was pregnant, I remember feeling a lot more awake after, so thought worth a shot.