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Moneyclaim Online (MCOL) question

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Comments

  • jamdown
    jamdown Posts: 45 Forumite
    Hello

    Just out of interest, how much does it cost to use this online claim service?
    some pay £30 and other £120: does it increase with the amount your trying to reclaim??
    Yes depending on the amount you are claiming back the court costs vary
  • Warriorsith
    Warriorsith Posts: 441 Forumite
    Part of the Furniture 100 Posts Combo Breaker Uniform Washer
    Also when your filling out your claim, which address do I put in for Capital One?
    "I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre

    'Proud To Be Dealing With My Debts' :DDFW Member No.495
  • pitprop_2
    pitprop_2 Posts: 5 Forumite
    I have recently been going through the motions of claiming whats mine back from the dreaded BARCLAYS. Martins advice was to time the processes to the second if you could. However Barclays filed an acknowledgement of service at the last second which gave them a further 14days. The 14 days was up yesterday and no defence was entered, so at 1 min past midnight today I filed for judgement by default.
    Great I thought until ...... I phoned MCOL this morning to check everything had been done right. It had but was told that my default would not go on the system until Tues next week due to them closing at 4pm today. Barclays can still file a defence up to the point of MCOL registering it on their system (Tues). In effect that gives Barclays a further 5days to file. I thought that by processing it before 9am this morning it would show on the system today.
    Seems to me that the MCOL system is there to give the defendant more time to delay. Its my £120 they are working with why don't they recognise the strict time limit given to Barclays. ie Barclays should have filed by 4pm yesterday.:mad:
    So beware the online system does give the defendants a few more days than is stated on the papers.
  • Warriorsith
    Warriorsith Posts: 441 Forumite
    Part of the Furniture 100 Posts Combo Breaker Uniform Washer
    Also when your filling out your claim, which address do I put in for Capital One?

    Any help with this, also can I start my claim prior to my the deadline set by me. This way when the fail to meet my deadline, I can have the claim delivered the next day???
    "I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre

    'Proud To Be Dealing With My Debts' :DDFW Member No.495
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pitprop wrote: »
    So beware the online system does give the defendants a few more days than is stated on the papers.

    Yes unfortunately, the MCOL system seems to allow some slack for the banks. I've seen a few cases where defences have been entered at the last minute (or indeed late!) and have been allowed. It's the banks way of stringing it out as long as possible, but it's very likely you will get a full refund in the end.
  • ralfc
    ralfc Posts: 8 Forumite
    Hi everyone,

    Apologies if this is a stupid question but my claim was submitted 04/04/07 and on MCOL under claim it states issued 05/04/07.
    Does this mean 14 days from today I can request judgement if Halifax don't acknowledge?

    Many thanks,

    ralfc
  • pigsmightfly
    pigsmightfly Posts: 1,120 Forumite
    ralfc wrote: »
    Hi everyone,

    Apologies if this is a stupid question but my claim was submitted 04/04/07 and on MCOL under claim it states issued 05/04/07.
    Does this mean 14 days from today I can request judgement if Halifax don't acknowledge?

    Many thanks,

    ralfc

    Hi,

    You will receive a confirmation of your claim through the post and it will have on there the exact date the bank has to reply by. I think its 14 + 5 days for post, etc. :)
  • ralfc
    ralfc Posts: 8 Forumite
    Hi,

    You will receive a confirmation of your claim through the post and it will have on there the exact date the bank has to reply by. I think its 14 + 5 days for post, etc. :)

    Hi,

    Thanks for the quick response. I'll just play the waiting game for now and fingers crossed they don't acknowledge.

    Cheers,
  • twinkyt
    twinkyt Posts: 9 Forumite
    Hi all, I am at the 'take to court' stage, I have done all the info at moneyclaim, but they do not accept my debit card! (Visa electron)! I don't know anyone with another card! What now? Or is it a case of the little man/woman loses again!
    Thanx
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    twinkyt wrote: »
    Hi all, I am at the 'take to court' stage, I have done all the info at moneyclaim, but they do not accept my debit card! (Visa electron)! I don't know anyone with another card! What now? Or is it a case of the little man/woman loses again!
    Thanx

    No it's not.

    Just do it the old fashioned way and submit your claim manually at your local county court.

    To be honest I find it better this way because you can submit your list of charges / interest with your N1 claim form (you can't online) and you have loads of space to enter you 'Particulars Of Claim' (it's very restrictive online).

    Don't give up because of this little technicality!! Get down the court!!

    Regards
    UNDERGROUND :D

    P.S. Click the following link to find your local county court:

    http://www.hmcourts-service.gov.uk/HMCSCourtFinder/SearchList.do

    Good luck! ;)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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