Moneyclaim Online (MCOL) question

SarahNeedle1872

SarahNeedle1872 wrote: »

Just recieved a letter this morning confirming the claim, which is great.
HOWEVER when I checked my balance this morning, The Woolwich have deposited the value of the charges back into my account (no interest and obviously no £50 court fee).
What do I do now? I obviously want my £50 court fee back, so do I continue with the claim? - we have not recieved a letter from the bank since our first letter went out some 5 weeks ago..... And if I continue, will they just deduct what I have recieved already?

Help anyone....

S x

Can anyone help???

Stephen_Leak

I am working my way through the MCOL form for a claim against RBoS/MINT for 3 late payment charges.

I have a couple of questions about the particulars template on this thread.

Firstly, I cannot remember exactly when I opened my account. It was well over 6 years ago, and was as an Access card with Williams & Glyns Bank. They were then taken over by The Royal Bank of Scotland, then my card became an RBS Advanta card and finally a MINT card.

Secondly, for "(date when the money became owed to you)" can I put the three dates of the three late payment charges?

James21_2

It wont let me go forward after putting my name and address in...

WARNING: Service Name: This information is required. The following characters cannot be used < > & "

WARNING: Service Address Line 1: This information is required. The following characters cannot be used < > & "

WARNING: Service Address Line 2: This information is required. The following characters cannot be used < > & "

WARNING: Service Postcode: A valid postcode is required.

Iv used no stupid symbols only letters and numbers =/

Surname Devane

Forename Gloria


Address (my address entered correctly) eg 21 brown road
redport
yellowtown
cheshire

england
sk3 8ty

James21_2

Stephen_Leak wrote: »

I am working my way through the MCOL form for a claim against RBoS/MINT for 3 late payment charges.

I have a couple of questions about the particulars template on this thread.

Firstly, I cannot remember exactly when I opened my account. It was well over 6 years ago, and was as an Access card with Williams & Glyns Bank. They were then taken over by The Royal Bank of Scotland, then my card became an RBS Advanta card and finally a MINT card.

Secondly, for "(date when the money became owed to you)" can I put the three dates of the three late payment charges?

IGNORE SORTED IT OUT :money:


Next question just completed claim so when will 28days be up? (Requested(06/05/2007)

Stephen_Leak

Erm, I think you've quoted the wrong post, James. Unfortunately, mine isn't sorted out - yet.

James21_2

Stephen_Leak wrote: »

Erm, I think you've quoted the wrong post, James. Unfortunately, mine isn't sorted out - yet.

oops sorry i was meant to be quoting my own post :rotfl:

vinny612003

Sorry if this has been posted elsewhere but i cant find it, with a week to go till the end of the 28 days Mint have paid up :beer:

Need to cancel or withdraw my claim now so wondered the best way to do that ?

Cheers in advance

LisaCc23

Hey

Well Im at the online moneyclaim courts step and now I'm waiting but I was wondering it says on the net that 'it takes 5 days to be serviced' and 14 days till it has ended does this include weekend days? :beer:

Stephen_Leak

Is this OK?

The Claimant has an account xxxx xxxx xxxx xxxx with the Defendant. On 12 April 2005, 13 October 2006 and 9 April 2007 the Defendant debited charges in respect of purported breaches of contract. Defendant is aware of all details as a list of charges has already been supplied.

Claimant contends: the charges exceed the Defendant's losses caused by the breaches; alternatively, if the charges are a fee for a service, they are not reasonable per S.15 of the Supply of Goods and Services Act 1982; the Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977 and at Common Law.

Claimant claims: return of the amounts debited of £44.00; costs allowed by the Court: interest per S.69 of the County Courts Act 1984 at 8% a year from 12 April 2005, 13 October 2006 and 9 April 2007 to ?? May 2007 of £?.??, continuing at 8% a year until judgment or earlier settlement at a daily rate of £0.01.

Edinburghlass_2

Check with posts 6 and 11 in this thread for POC details.

LisaCc23 have a read of Beate's post in the Reclaim Help Thread which is linked in my signature, for the timings of MCOL.

vinny, don't cancel your claim with the court until you actually have the money via cheque or in your account!