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Moneyclaim Online (MCOL) question

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  • Big_Kev_2
    Big_Kev_2 Posts: 6 Forumite
    MimiJane wrote: »
    If you ring the court, they'll take you through how to make an amendment ... it involves filling out a couple of forms I gather and costs £35. They're very helpful ... I should know, I've rung them loads or times:rolleyes:

    I've also forgot to mention that I didn't use the template, I didn't realise it was on the main page, so entered my own words, is there any way that I can change this as well, or would I be better off cancelling and resubmitting, if this is possible, all rather embarrassing so far.:o :o
  • shelley24
    shelley24 Posts: 154 Forumite
    HSBC have defended my claim aswell, they only had until tuesday, thats seems to be their trick, leave everything till the last possible minuteto dgar it out as long as poss! :mad:
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    frugalpam wrote: »
    I had a feeling this was what was going to happen - got notice today that Natwest intend to defend all of my claim

    I'm feeling pretty sick about it this morning, despite all the brave words I've spoken to others. Could do with some moral support please !!!!

    Pam
    I'm sure you'll de fine frugalpam, if they want to defend, they have to prove that each thing they charge for actually cost that much i.e does it REALLY cost them £35 to bounce a cheque!?! I can't remember what the proper name for it is, but my point is that NO bank in their right mind is gonna go that far coz they know they're charging far far more than their admin costs.

    Chin up and good luck x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • MimiJane
    MimiJane Posts: 7,989 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    Big_Kev wrote: »
    I've also forgot to mention that I didn't use the template, I didn't realise it was on the main page, so entered my own words, is there any way that I can change this as well, or would I be better off cancelling and resubmitting, if this is possible, all rather embarrassing so far.:o :o

    Have a word with the court, maybe you can do it all for £35. Whatever, they'll recommend the best course of action for you. You're not alone, I've read of plenty of people who've not used the template.
    Wins since 2009 = £17,600

    MANY THANKS TO ALL OPS
  • Big_Kev_2
    Big_Kev_2 Posts: 6 Forumite
    MimiJane wrote: »
    Have a word with the court, maybe you can do it all for £35. Whatever, they'll recommend the best course of action for you. You're not alone, I've read of plenty of people who've not used the template.

    Will do, I just wish I'd used some common sense when filing the claim, a good lesson for everyone to learn, take your time and read everything.

    Thanks a lot for your help.:T
  • robster1664
    robster1664 Posts: 10 Forumite
    hi there i had a letter back money claim online the bank has ackowledged the claim and are defending all of the claim and the letters been signed by the banks solicitor do i need to worry?
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Just recieved a letter this morning confirming the claim, which is great.
    HOWEVER when I checked my balance this morning, The Woolwich have deposited the value of the charges back into my account (no interest and obviously no £50 court fee).
    What do I do now? I obviously want my £50 court fee back, so do I continue with the claim? - we have not recieved a letter from the bank since our first letter went out some 5 weeks ago..... And if I continue, will they just deduct what I have recieved already?

    Help anyone....:confused:

    S x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • James21_2
    James21_2 Posts: 94 Forumite
    If you have a joint account obviously you have to include both names however it says are you an organisation or individual(the very first thing you asked to start the claim) obviously its individual but only says


    surname

    forename

    which means one person?
    Official DFW Nerd Club - Member no.435- Proud To Be Dealing With My Debts :cool:
  • lillywhizz
    lillywhizz Posts: 17 Forumite
    Can anyone offer any advice please? We've just received a copy of the defence as filed by Abbey. Do we also have to file a defence? If so, where can I find out what we need to put in it. I've had a look on the CAG website, but am not entirely sure what I'm supposed to be looking for.

    Any help would be greatly received.
    Lillywhizz
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    James21 wrote: »
    If you have a joint account obviously you have to include both names however it says are you an organisation or individual(the very first thing you asked to start the claim) obviously its individual but only says


    surname

    forename

    which means one person?

    assuming you have the same surname, can you not just put

    SURNAME: Bloggs

    Forename: Mr James21 and Mrs James21

    If not, can you just claim under one name? I can't see that it would make any difference... ur debit card only has ur name on it...

    U could always call the court for advice, all the people that have spoken to them so far have said they seem very helpful
    S x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
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