Moneyclaim Online (MCOL) question

keithrid2

hi all
ive just recieved my notice of issue from the court.
im taking nationwide for £700. it says it will be dealt with
at the northampton court,can u do anything to change the
court,i do not have a car at the moment,and it is a 3 hour
journey from where i live.
also im worried about a court date,has i might get baffled
by any legal jargon.
is there any chance i could lose.
help the numpty.

Beate

Don't worry, Northampton is just the default court, if a court date has to be made, it will automatically transfer to your local court. It is also most likely that the bank will settle before so don't worry too much about an actual court appearance - even if you have to go, most banks don't bother to turn up.

SarahNeedle1872

SarahNeedle1872 wrote: »

When ur entering the amount to claim, do u have to put the original charges total and the interest? Or just the original charges?

Thanx
S x

Anyone...?

keithrid2

Beate wrote: »

Don't worry, Northampton is just the default court, if a court date has to be made, it will automatically transfer to your local court. It is also most likely that the bank will settle before so don't worry too much about an actual court appearance - even if you have to go, most banks don't bother to turn up.

thanks beate
i hear nationwide are the ones that take u all the way.
my sis started her claim after me against nat-west
and they,ve offered her a settlement already for 5k
and she only threatened court.:o

keithrid2

SarahNeedle1872 wrote: »

When ur entering the amount to claim, do u have to put the original charges total and the interest? Or just the original charges?

Thanx
S x

hi sarah
i never added my interest until i filled in the mcol form
with the guidance of the template.
dont know if that helps.
thats me:rotfl:

James21_2

SurefireMJ2040 wrote: »

Its a joint account so put both names.

How do u put both names... under claiment details it says individual or organisation so obviously an individual but only has section for ONE name

SURNAME

FORENAME

missk_2

Hello
I've just filed with MoneyClaim online which was all pretty straightforward following Martin's advice.

However, I really don't know what happens now. Do I receive notification from court so that I can send them the spreadsheet of details, interest etc. Does the court notify the bank directly (meaning I don't have to?)?

I can't see an FAQ section on the MCOL web site but maybe I'm just missing something.

Anyone help?
Thanks in advance.

MimiJane

missk wrote: »

Hello
I've just filed with MoneyClaim online which was all pretty straightforward following Martin's advice.

However, I really don't know what happens now. Do I receive notification from court so that I can send them the spreadsheet of details, interest etc. Does the court notify the bank directly (meaning I don't have to?)?

I can't see an FAQ section on the MCOL web site but maybe I'm just missing something.

Anyone help?
Thanks in advance.

Have a look at the following link to the CAG sitre ... all explained in detail :-

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

James21_2

James21 wrote: »

How do u put both names... under claiment details it says individual or organisation so obviously an individual but only has section for ONE name

SURNAME

FORENAME

Would you be able to help me with this quick question :j

frugalpam

frugalpam wrote: »

That's handy to know - thanks for that :T

Fingers crossed for both of us that they don't acknowledge or defend!

Pam

Well, Nastywest acknowledged my claim today, so now have until 20th May to either put in a defence or pay up (MCOL says they have 28 days to file a defence from the date the claim was served on them). I just know they'll drag it out to the bitter end

Pam