Moneyclaim Online (MCOL) question

frugalpam

callyh21 wrote: »

Hi, I filed my mcol against Lloyds TSB on 29.03.2007, which gave them till 17.04.07 to achknowledge, which they did at the last minute on 17.04. They now have another 14days to defend. is this with or without weekends? Do you know what happens if they defend. Thanks

Pretty certain it's 14 calendar days (but hopefully someone will correct me if I'm wrong)
If the bank defend, then the Court will send you a 'Notice of Defence'.
Have a look out for posts by Edinburghlass - there is a link in her signature which will point you to a thread on this forum that explains it all.

Good luck
Pam

Edited to add: the post that explains it all is here

bank-beater

Hello all. Doing mcol. Can anybody tell me what the daily rate is please? Many thanks

deanhu

Hi

HSBC acknowledged my claim on 27/03/07 and the 28days are up tomorrow. Do i just click the 'Start' button under Judgement' section.

What happens next?

Thanks in advance guys !!

Beate

bank-beater wrote: »

Hello all. Doing mcol. Can anybody tell me what the daily rate is please? Many thanks

To work out the daily rate you have to multiply the amount of your claim (charges only, not including interest) by .00022.

bank-beater

Sorry to be a pain,
When doing poc, amounts debited (i put what charges total?) interest per S.69 (i put what i calculated interest using martins calculator?) daily rate (times charges by .00022) Yes i am blonde. I dye it on purpose

Beate

amounts debited - total charges excluding interest
interest - the interest calculated by Martin's calculator
daily rate - total charges by .00022

cheekyemma

Hi, im still filing out my MCOL and going over all the paer work to make sure everything is just right and Ive suddenly found a charge which ive missed out. can i add it on or do i have to leave it. In my letters ive been chasing £240 and with the extra charge it now comes to £265. what shall i do?

Cookiepops

As expected, Barclays logged a defence the day before their 28 days were up. I received the paperwork from the court today - I think their defence is the usual wording (I was trying to find a post which detailed the Barclays defence - just for peace of mind that its the bog standard stuff - any help appreciated!)

So I just wondered what happens now? The letter says the case is being transferred to court but all the test about the allocation questionnaire has been scored out.

Any advice or guidance or links to other posts would be a great help!!!

Thanks!!

Beate

cheekyemma wrote: »

Hi, im still filing out my MCOL and going over all the paer work to make sure everything is just right and Ive suddenly found a charge which ive missed out. can i add it on or do i have to leave it. In my letters ive been chasing £240 and with the extra charge it now comes to £265. what shall i do?

You are perfectly entitled to add any charge incurred up to the minute you file the claim.

cheekyemma

Beate wrote: »

You are perfectly entitled to add any charge incurred up to the minute you file the claim.

Thats really great thank you! x