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London Socialite Sees The Light

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Comments

  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi LG,
    I just wanted to pop in and wish you luck with the studying. Are you still taking the natural remedies? x
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Hugs LG...still studying hun?

    I've had a pants week (it's all on cowboy builders thread with pics).....

    hope you're okay ...

    Hugs

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • satchmo1
    satchmo1 Posts: 3,253 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey LondonGirl, remember the discussion about bullying bosses?

    I've just heard that the Director who bullied me and 4 previous PA's has "decided to leave". I'm reading into the announcement that she has been "encouraged" to do so. Tis just a pity that there's no PA vacancy there, having just appointed someone last week, otherwise I'd have applied for my old job back.

    Oh, and I was tempted to buy a pair of skates as a leaving present, lol.

    Methinks I can hear the hallelujah chorus.

    Satchmo xx
    What would you get if all you got was what you were thankful for?
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Och how's the studying and stuff going LG? Not heard from you for a wee while so hope everything is okay? Just resting now. Got a new couch (sofa) from the charity shop (2 seater rather than 3) for £10 today :j.....and like budget so far going a bit better today....

    Went grocery shopping yesterday and including £2 on baking boxes and like £1.18 on milk it came to less than £20 whoop whoop whoop when I've just increased the housekeeping to £40 so hoping next few weeks I can get it down again...

    Hope all is well.. Knee is still sore :(

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • allybee101
    allybee101 Posts: 736 Forumite
    Part of the Furniture Combo Breaker
    Hope all's ok LG?
    We've not seen you in a while.

    Hope the studying is going alright and you're ok.
    x
    "Does it spark joy?" - Marie Kondo

    "Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill
  • miggy
    miggy Posts: 4,328 Forumite
    Hiya hun, how's the studying? Our house is under the cloud of exams too, and I'm part of the back-up team so I am sending you a virtual support package (Croissants for breakfast, cupcakes while revising) in the hope it helps you. :)
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hi Everybody!

    Thanks for leaving me some nice messages :) studying was SO hard and I was unbelievably stressed. I was at college till 9pm most nights so unfortunatley MSE got abandoned :(

    The exams finished last Thursday - hardest week of my life - even harder than working out how much debt I had last September! There were tears and there were a couple of naughty ciggies when the natural remedies just wouldn't do. BUT I did it, I am happy with my papers, I know they weren't amazing but I had a good stab at everything and couldnt have worked harder if I tried so if I do fail I will be disapointed but you just never know!

    Results 12th July! EEK

    In the midst of that was my birthday :) I had a lovely day and revised hard so that I could meet some friends for a drink in the evening, they made me a horsey cake which I LOVED! I am the grand old age of 24 now - Debt free by 25 PLEASE!!!!!

    It took me the whole of Friday, Sat and Sun to feel back to normal, sleep deprivation took over and I just flopped!

    On Saturday I had a party with my local rugby club I help at for their end of rugby season! We do it every year, black tie and I fixed a brilliant venue through a friend which impressed everyone so I was quite chuffed, BUT I did see my best friends (the girl who had cancer last year) boyfriend with another girl... heading to his accomodation, hand in hand. So that was a difficult conversation - I never trusted this guy - and he did admit it and is now grovelling. A**hole

    SO I bet you're all wondering how I did money wise.

    Well, not bad considering!

    I will update my siggy after this post but here's the lowdown:

    In May I paid off £219.97
    I did end April with £380 in my online saver but then May took care of that and it all got spent. On Food. I ATE SO MUCH!!! It was the only thing that kept me going! And because I spent all day till late at night at college I was eating most meals out ... macdonalds, nandos, sandwiches... you name it, I ate it.

    Also this weekend I just spent without thinking so its had a knock on effect to how much cash I have this month

    AND the standing order to the sharesave scheme of £150 is now being deducted from my pay so thats another chunk less than normal

    It has left me a bit short this month to pay off as much as I normally would. I'm currently at £316.79 for the month (after my Post Office DD goes out) but I think I should be able to take that up a bit - I would like to pay off £400 but it means reducing by daily budget so I'll see how I am doing towards the end of the month.

    Current debt stands at £8,305.36

    NW C Card is at £561.75 - so the month after next I expect this to be cleared :D

    NW Loan is at £4,296.39 - When NW C Card is paid off I'm increasing the DD from £104.79 to £150

    PO C Card is at £3,447.22 - When NW C Card is paid off I'm increasing the DD to £400

    I knew I couldn't keep up paying off the usual with everything going on so I'm just pleased I still paid off a chunk and did not use credit once.

    I'm already geared up and ready to attack it again, last night I made some turkey bolognaise which cost very little and it made 7 portions.

    Tonight I am going to view a flat, it is a little more money but I think I can manage without affecting the debt busting but it looks a lot nicer from the pics, my current room is breeding lady birds and clothes moths which I am NOT loving, the windows don't close properly and there is so much damp in the living room the wall covering has fallen off. The owner just does not look after it at all and I'm so fed up off pulling clothes out of my drawer to find moth sized holes in them!!!

    I will update you on that tomorrow!

    Phew, it feels good to be back!

    xxxx
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    miggy wrote: »
    Hiya hun, how's the studying? Our house is under the cloud of exams too, and I'm part of the back-up team so I am sending you a virtual support package (Croissants for breakfast, cupcakes while revising) in the hope it helps you. :)

    Thank you!!!! Are the exams in your house done now too? Hope all OK :)
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    satchmo1 wrote: »
    Hey LondonGirl, remember the discussion about bullying bosses?

    I've just heard that the Director who bullied me and 4 previous PA's has "decided to leave". I'm reading into the announcement that she has been "encouraged" to do so. Tis just a pity that there's no PA vacancy there, having just appointed someone last week, otherwise I'd have applied for my old job back.

    Oh, and I was tempted to buy a pair of skates as a leaving present, lol.

    Methinks I can hear the hallelujah chorus.

    Satchmo xx

    Hi

    Yes I do! HA good, pleased it sounds like she has finally been rumbled, what a shame you can't go back!

    Remind me, did you find another job already?

    xx
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    MuffinTops wrote: »
    Hi LG,
    I just wanted to pop in and wish you luck with the studying. Are you still taking the natural remedies? x

    Hi!

    Yes, I was taking them through revision but during exams they made zero difference but I think that's because I worked myself up so much!

    SO pleased to be done now!
    x
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
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