London Socialite Sees The Light

mellonicoley

LondonGirl252 wrote: »

I forgot to mention, I got a letter from Santander yesterday - they have my loan which is due to finish in July but I'm hoping to pay off next month with my bonus fingers crossed

In my eyes it read:

Your loan is nearly over.... let us help you get into more debt and keep us in business! We would like to offer you a great loan rate to borrow..... wait for it.... £7,500 min to £20,000 max :eek:

You've been a wonderful customer and also paid us bucket loads of interest on time, so why not keep lining our pockets with your hard earned cash??

Yours Sincerely
Robbing Bar stewards

:D:D:D:D

It's now in about 8 pieces at the bottom of our recycling

NO THANK YOU

Hi LG, i've been catching up with your diary for about the last week. Just wanted to say you've been doing amazing well and have really inspired me to start a diary. Looking forward to following the rest of your journey!

Also wanted to say I really love your interpretation of the Santander letter We all have to try to remember that these banks aren't trying to help us, they're trying to rob us for all we've got!

LondonGirl252

mellonicoley wrote: »

Hi LG, i've been catching up with your diary for about the last week. Just wanted to say you've been doing amazing well and have really inspired me to start a diary. Looking forward to following the rest of your journey!

Also wanted to say I really love your interpretation of the Santander letter We all have to try to remember that these banks aren't trying to help us, they're trying to rob us for all we've got!

Thank you thats really nice Welcome to my little gang! lol

Hehe yeah completely agree, they just want our cash, they don't care if they ruin us financially in the process!

turbo.jet

As soon as I became debt free the pre-approved credit card offers started rolling in. Thank god I've learned a lesson otherwise it'd be very tempting!

LondonGirl252

Hi all,

Well, blood donation is now tomorrow lunch time! Thanks for all the tips, I am remembering them all! I met my cousin for lunch yesterday and had a couple of beers completley not thinking about not being able to drink!!! So I rang this morning, explained and apologised profusley and now I can go tomorrow when it is out of my blood! What a plonker!!!

Lunch yesterday was so nice with my cus, we chatted for hours and the bill only came to £20 each even though we were there from 2pm till 10pm!! Im sure the barman was fudging it for us bless him, well, it is my local! LOL Although on the receipt I did notice that halves of beer there are only £1.80 so maybe this could be a new cheap drink to have if I do fancy going out! It didn't really help the no-drinking rule I had placed but that can start today! LOL

I bought my friend her birthday present yesterday and that cost £16 and has come out of the birthday budget pot, I had to buy the wrapping this am so that was a spend, so I'm moving my grocery night to tonight so I can try and make up for the NSD this week.

Got lots of riding booked in this week which Im looking forward to

Saturday am at college so will prepare a packed lunch. I did a good few hours on Sat and Sun so need to keep up the pace, the workload is huge.

I have cancelled the drinks on Tuesday and explained about my college work load so she was happy to re-arrange when that has calmed down and I have some cash. Which leaves me with a nice spend free-ish week.

My FM got offered a mystery shopper trip for next week.... for a chain of really nice steak restaurants in London... we have £100 to spend!!! SWEET! So that will be a nice free meal out!!

Still waiting for £50 overpayment to show on my statement and for £96 Post Office direct debit to go out which will be later this week I hope.

Really busy at work today, it could be a late night so need to crack on!

LondonGirl252

turbo.jet wrote: »

As soon as I became debt free the pre-approved credit card offers started rolling in. Thank god I've learned a lesson otherwise it'd be very tempting!

I can imagine! So pleased lessons have been learnt on that front! Just goes to show how easy it is to fall into the debt trap

LondonGirl252

trixie4 wrote: »

Remember to eat a big breakfast tomorrow morning! The first time I gave blood was unexpected - a friend came over and asked me to come along so I hadn't thought about it and didn't really prepare - it was about 1pm and I'd only eaten a banana and nearly fainted when the blood was being taken. They had to stop taking it and because I hadn't given the full amount it couldn't be used so none of it counted. Silly me for not eating more

Fingers crossed for your bonus, mine came through in my Jan paycheque. EVeryone said they got about half of what they had last year but mine had gone up so I must be doing something right at work! You sound like you've put the hours in and worked hard so I have faith you'll get a good chunk to pay off some more debt!

Trixie x

Well done hun! You must be doing really well! Thanks I hope so!!!! x

LondonGirl252

urg123 wrote: »

Hi LG

Your parents will love War Horse. DH and I went with friends over a year ago and the friends still talk about it as the best show they've ever seen!

Good luck with the blood donation - it reminds me that I need to check it out again.

urg x x

Hey

Yeah I think they will love it, Mum loved the film so I reckon the theatre will blow her away

Thanks
xx

turbo.jet

This sounds far too 'MSE' but actually looks quite stylish. Wrap presents in newspaper. You can still stick a bow or the card to it. I used to do this in Aus as there was a particular supplement that was printed on green paper, but still looks cool with normal newspaper. It just gets torn off and thrown away anyway!

miggy

That's a really good idea Turbo.jet! It would look great with a bit of bright ribbon or even a series of old bright buttons!

The other cheapy wrapping paper is good old brown paper, preferably tied with raffia or rough string and if you were feeling brave/creative you could make a tag out of a bit of a cardboard box.

Yay to the mystery shopping and blood donation - of course the steak is a very good idea as it will help your iron levels.

Bonglecat

LondonGirl252 wrote: »

I forgot to mention, I got a letter from Santander yesterday - they have my loan which is due to finish in July but I'm hoping to pay off next month with my bonus fingers crossed

In my eyes it read:

Your loan is nearly over.... let us help you get into more debt and keep us in business! We would like to offer you a great loan rate to borrow..... wait for it.... £7,500 min to £20,000 max :eek:

You've been a wonderful customer and also paid us bucket loads of interest on time, so why not keep lining our pockets with your hard earned cash??

Yours Sincerely
Robbing Bar stewards

:D:D:D:D

It's now in about 8 pieces at the bottom of our recycling

NO THANK YOU

I know what you mean, I have bought some things from a catalogue which is currently Interest Free credit. Until I formally complained about the policy, I was getting regular calls and letters to "Reduce my monthly payments" by extending the time to repay and paying them 29.4% APR. How stupid did they actually think I am?????