its hidden under the mattress....

never_too_old

That is so good that DH is willing to work with you, my other half is being a total pain and its so hard doing it all on your own when the end result benefits both of you ( and not one of the debts is in my name)

Ive started blogging as im finding it quite theraputic airing my views and woes and it not causing an argument.:D

happy_but_skint

I have found your blog and I think i subscribed, I looked to see if you had a diary but couldn't find one?

Im yet to be convinced by my husband he normally gets on board for a few days then stops. men grrrrr

never_too_old

http://nevertooldtolearnfromyourmistakes.blogspot.com/

I s this what you found

i went for the blog as i wanted to be a little more discreat,im trying to get my user name changed on here as i didnt think about it when i first registered:D

happy_but_skint

yes thats the one, I entered my email address to follow but it didnt show me as a follower.

never_too_old

happy_but_skint wrote: »

yes thats the one, I entered my email address to follow but it didnt show me as a follower.

It doesnt show you as a follower but im not exactly sure how it all works:(

happy_but_skint

I will work it out later once the kids are in bed, im hoping I dont have to have an MsN account as my notebook wont support it, if it is I will jut have to pop in then when santa delivers DS's computer I can follow properly lol

Not a great day money wise due to a tax credits cockup I have added nearly £4600 to our debt :mad: I had a letter to say I owed £2316 which is the same as the payment I received and questioned in October (at the time they said no mistake I was owed it :mad:) I phoned up today and they made an error I was not due the money I asked to be put through to the payments team to make arrangements and they found a further £2300 from 2008 I do remember they were taking it from my claim at £7 every 4 weeks when it was a single claim I didn't realise they stopped when I met DH This amount is 100% my fault as I was on temp promotion and didnt think to phone them then gave them my earnings at the end of the year O well I'm suprisingly not that upset about it I have arranged to pay them £50 p/m and agreed to overpay when I can.... On the plus side I used that money (£2316) to pay a lump sum off high interest debt and christmas and am paying it back interest free

That was one large ramble!

hillside777

I am so sorry to read about your tax credit letter.

That's the last thing you need when you are trying to clear your debt.

Keep your chin up.

I know you can and will succeed. We'll all be here to support you.

debtfreewannabe321

Oh no about the tax credits. but at least you used the money in a good way (well kinda.....i bet a holiday would have been nicer!) I started a blog but gave it up because i couldn't remember my password. then i forgot the log in name. and finally forgot which email addy i had registered it too :rotfl: I will take a look at yours though l.m.hart

And i second what bonnington said, we're all here to help you and know that you will succeed anyways

dfw:)

hillside777

Just popped in to say 'Hi' and to check you're ok.

I hope you had a relaxing Sunday and have a pleasant week ahead.

happy_but_skint

Thank you !

I have had a poorly couple of days so have done very little apart from sleep, DH took the kids out on sunday so was very relaxing. I did buy panto tickets on my CC on sunday as very few seats left, I will pay this as soon as WFTC comes through.

ITS PAYDAY (well DH's) :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

I put £30 petrol in the car, paid £222 to barclay card, £265 for car loan

put aside £700 for the rent, the rest will be food, phone and petrol.

Feeling much better will catch up on diarys this evening.