its hidden under the mattress....

never_too_old

thanks very much

happy_but_skint

Well didnt get much sleep thinking about the options, but I think it would make sence to save save save then look at our options at least this way we will have our minumum payments for 12 months and if I get a job sooner it will provide a nice lump sum.

never_too_old

Letter ready to be posted off offering an FF to the van loan, not holding my breath that they will accept as they have been getting their money ever month and now im offering them less in total but paid off quicker ,if that makes sense!

I know you partake in the offers that a certain supermarket always seems to have. I always wonder why i didnt do this earlier...maybe then i wouldnt be in debt now or not as much debt because i know the recession hasnt helped.But one thing for sure i have learnt so much this last year and when we are straight i hope that all that i have learnt will enable us to have a cheaper and more frugal lifestyle.

Ps i got some Turkey today, well pleased:j:j

happy_but_skint

NOOOOOOOOOOOOOO lol

I have been searching for my free turkey but haven't got one yet I will though! I have given DH a list of stores to visit on his way home tonight and he is being cheeky moaning even that he wanted to be home by 4.30 lol. I cant believe I didnt cotton on sooner we have had some nice freebies and tons cheap bits so far and I found the DJ Hero first time around sel £19.99 paid £79.99 made a nice £40 out of that. The sels correct now they have actually reduced them to £19.99.

Thanks to a certain supermarket saving me and earning me pounds I have been able to buy really spoil the Kids this year, my sister asked what the kids were getting and replied with I thought you were skint lol

DS computer - £10 - through catalouge paid so much of buy now pay later I had enough commision
DS BMX - £0 - Argos Buy 2 get 1 free (DD1 Bike & Scooter)
DS Scooter- £90
Bits and bobs mainly free

And if you could see DD1/DD2's pile! In total less than £400 including relatives. (is it wrong to give 4p items lol)

I hope they accept your offer that would be fab I dream of the day I dont have to pay the car or barclays. I may sell my car next year once i'm closer to DS's school and get a little one I'm not sure yet as DH wants another baby I'm 50/50. Super fast labour with dd2 scared me a little and if we move more rural I will spend 9 months panicking.

DS had parents evening last night and they are really pleased with how he has settled in and has made loads of friends his tutor seemed really nice.

happy_but_skint

umm my signature has dissapeared!

never_too_old

As long as they dont know they cost you 4p go for it.
I had really quick labours too, just as scary i think.I dont feel contractions just get backache. DD2 whos now 17 was born in the car on the way to be checked to see if my waters were leaking. shot straight out arrived at hospital with her on my lap . On her full birth certificate it says born in Reading on way to Royal Berks Hospital.
Havent read back yet as just got in from work ,are there any deals i should be going out for?:D

happy_but_skint

My labours have all been quick aswell DD2 was 8 minutes start to finish 1 contraction and all over lol

No deals Just looking for DTD's which I dont seem to be able to find.

BEAT_THE_DEBT

Hi happy! Arthur chritmas was lovely a real feel good get you in the mood for christmas film x

happy_but_skint

:xmastree::xmassign::xmassmile:rudolf::snow_laug:santa2:

Thank you, I may just have to take DS.

I LOVE CHRISTMAS

happy_but_skint

Working familys is due on wednesday but I have had a payment today for £200 more than I was expecting I hope they haven't made another error grrrr if I get a payment wednesday I will call them as it is a large payment again.

On the plus side I have paid some more bills today, £70 to catalogue which is the min payment this leave me £30 to pay barclays towards the £79 panto tickets. £79 for 2 tickets!!! It better be worth it.