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Gilligansyle's outside her comfort zone

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Comments

  • Hi

    DS needs to appeal the decision explaining exactly what you told us - sanctions are usually 6 months :eek: but if you appeal this can be reduced to about 4 weeks :T

    At the same time as appealing he should claim hardship as this is looked at quicker than an appeal.

    Hardship is paid at about £37 pw :eek:
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Hi

    DS needs to appeal the decision explaining exactly what you told us - sanctions are usually 6 months :eek: but if you appeal this can be reduced to about 4 weeks :T

    At the same time as appealing he should claim hardship as this is looked at quicker than an appeal.

    Hardship is paid at about £37 pw :eek:

    Thanks for that, strangely this coincides with them stopping contribution based and putting him on income based. I'll go through the form with him.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope DS gets it sorted out
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Morning

    ****rant alert*****

    As anybody who *knows* me is aware, I get my emails on my Blackberry, but sometimes I want to send an attachment so use a "real" computer. Today google asked for my birthday before allowing me to access my account. You can't skip the page. AND .......you have to put the date in US format! I was going to put a fake date 01/01/70 for example, but have read about people who've been locked out of their account and google then ask for a copy of ID to verify your details.

    Apparently it's some US regulation.
    So why does it affect people outside the US:mad:

    anyway, I'm not playing, I've taken my ball away and I'm sulking.


    *****rant over*****
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Gill

    I know what you mean.....

    I can't remember my password to my live account.... but my computer and phone can so I can still get in - I just can't change my password or set up a new email account to send lost password details to.... I can even tell them the folder structure of my account but they still said I couldn't prove I was me HUH?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Argh! Not surprised you're ranting! I use gmail for my work email, and they often ask for my mobile number - the "skip" button is hidden in the text, barstewards .... you go girl!
    2023: the year I get to buy a car
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Morning

    I've been asked for my mobile number before, and always skip it, they have to give you that option as you may not have one. But everyone has a DOB!!
    I'm still deciding what to do; I can't see why they need it. I don't want them to have it.

    Anyhoo, in Glasgow today!

    Back later
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    And today, it let me in without the silly question.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh good! I was wondering about contacting their help facility .... but its amazing what they'll do if you simply refuse to answer - I suspect they're trying to take over the world. And I'm sure you're right about not giving them more information than they need. Speaking of which, I'm sure I gave f/b my birth date .... I better log in and erase it before it comes around ....
    2023: the year I get to buy a car
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    But Google can't take over the world....
    Firewalker is going for world domination!!

    It is something to do with a piece of FEDERAL legislation which means that under 13's can't have an email address without an adult consent.

    US government on the other hand may want to take over the world!
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
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