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Gilligansyle's outside her comfort zone
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Nice to hear you have knocked a couple years off one loan that's fab. How are things going with you at the moment?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hello SH - busy whizzing around the country, but loving it. DS has decided to go back to college for a year and do part time work, so that's him sorted.
you've reminded me that I need to play with the mortgage calculator.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Decided to start doing the lottery again. Only £1 a week, and what have I got to lose? Except £1 a week.
Did the first payment on debit card, and accidentally pressed £6 instead of £5, so bought a scratch card. I won £2!
So I decided to put the £2 on euromillions (I've never done it before) - I won £3.20!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0
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