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Gilligansyle's outside her comfort zone
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Planning ahead a bit, I've checked my balances on the various hotel rewards programmes and I'm starting to build up quite a stash. Sometimes the hotels are independents, but next week and the week after I'm in hotels that are part of a chain, and will try to do the same for my final trip to Scotland this month. One of the rewards programmes you can get Amazon or M&S vouchers, so that may be next Christmas sorted!
So far I've got £15 up to now, so should have a fair stash by the end of the year. The other hotels mainly you get free nights, so if I add them to existing trips it means I could get some free weekends away.
Thinking time ahead.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
The idea of extra nights as Free or low cost holidays sounds good - there have to be some perks for all that driving you are doingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thats great, Gill - I love that idea.2023: the year I get to buy a car0
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Well, it make a change to have an uneventful trip up to Scotland, steady 70mph all the way! Always reminds me of Jenson Button if I say that; he was asked on Top Gear ( I think) what was the fastest he'd driven in his Bugatti Veyron and after a slight hesitation he said "77mph!" - as if!
So no spending except on petrol for the next few days, and I'm playing 'beat the car computer' as I drive, so I make a note of how much fuel and roughly how long it should last and watch it go up as I go further!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
I remember JB doing that, that was fun
I love watching that range calculator play around with petrol consumption .... fascinating.
Hope the work today goes well.2023: the year I get to buy a car0 -
I remember having a sierra with a fuel computer when they were very new and I used to try and beat my consumption too - competitive as ever
I also had a car in which a light went out when you first put your foot on the brake and I used to try and drive from Birmingham to Llandudno without using the brakes - I used to manage it sometimes :rotfl::rotfl::rotfl::rotfl::rotfl: this was early 80s and the motorways were a lot quieter.
DTxx0 -
I often feel strange at the end of a long journey, because if I'm driving at a steady pace I can often go for hours without braking on the motorway, as don't need to. Coming home from Scotland for example, once I get to the motorway, I will ease off the accelerator occasionally when exiting one motorway to another, but rarely need to brake; its only when I get to within 5 miles of home that I get to the first set of traffic lights.
Off to buy food, why did I think I could get through January without buying anything other than fresh stuff. I've got this 6 foot food eater in the house.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
That really says how good your driving is on motorways! Good for you
A food eater - I like that description!2023: the year I get to buy a car0 -
Basic food shopping done yesterday £27.61
Butchers £3.64
So all in all not too bad, need to get some soft drinks for DS.
My new car comes this week!:j:j:j
Unfortunately as I'm away it will be delivered and DS will have to take responsibility for it. So he'll see it first. I asked if they could delay it, but there is a complicated legal/leasing reason why it has to leave the dealership and be signed for.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Fantastic! And it'll be brand spanking new, won't it! Are you familiar with all the computerised gubbins on cars these days? When my sister got her Focus a couple of years ago, she was forever looking up how to do stuff ...2023: the year I get to buy a car0
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