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Gilligansyle's outside her comfort zone
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That sounds good. And I love the idea of being more organised.2023: the year I get to buy a car0
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I have got more organised with the food, I need to be better organised with the paperwork.
On the list.......Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Hiya Gill,
just popping in to wish you a Happy 2012
xx0 -
Happy New Year when it comes. :beer: I hope you get all you deserve in 2012.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,546, Car loan CC 0% BT £5200. Debt Free Diary to try & keep spending in check.0
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Morning and Happy New Year!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Happy New Year to you too!2023: the year I get to buy a car0
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Happy New Year Gill - Let's hope its a good one!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
No definite plans for this year, just continue with the mortgage overpayments etc.
Will try to do more surveys, and keep doing the bingo (now have a little stack of ID stuff I can send them)
May look at doing some comps too.
I have started OK, have spent the morning sorting out emails. Creating folders etc. and a couple of throw away email addresses. Off to buy a little notebook to keep track of things in.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Happy2012 gorgeous lady!
Hope all round it's a great one xxxxTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
I wonder about comps, I've often done the odd one - they're fun, and people are very kind on here. Can't guarantee winning tho!2023: the year I get to buy a car0
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