New Halifax Account Range?

auto-man

coolesticeking wrote: »

They should not tell you the limit on the screen but rather say something along the lines of "Tell me in £10 or bigger amounts" and when you get close we will tell you hot or cold

Also, CPD is a funny thing - It can come one day and go another.. Some people get offers for Loans etc, but think they will look over it for a few days till it's gone. Then they can come again and go as they please!

Ok thanks. I had a guarantee of £100 on old system so think that will be same, my account is only 2 month old.

I do have a full debit card and also overdraught of £100 so not too bad.

auto-man

the second account I apply for on sunday still not show a roll number on my accounts so maybe it get declined oops

coolesticeking

auto-man wrote: »

Thank you this makes a lot of sence to me now. I think I might have had a cpd then it was removed when I open my 2 saving account last week? Thats all that changed, other than my transfer in on 14th of £2500 which I transfer back to nationwide the next day.

As long as you keep your Current Accounts in good shape, and your Credit Agreements elsewhere in the same nick and simply don't overstretch yourself you should find that you don't get CPD.

Although not set in stone OK but I have CPD99 because I have a few defaults which I am awaiting to fall off.

As above, as long as you stick to the rules and keep the account active then I can't see why they would not wan't to continue to offer you what you already have. But at the end of the day, I'm not the bank and as you already no doubt know they COULD remove your Overdraft anytime they like.

TheEffects

auto-man wrote: »

the second account I apply for on sunday still not show a roll number on my accounts so maybe it get declined oops

Hi

I wanted to know if you get given the option to open an secondary current account by only filling in your password on the halifax website. Is this credit checked or is it guaranteed without a credit check.

Also does this mean you have a CDP marker on your file?

Thanks

Lulee36

I applied for a 2nd account last week and it was showing on my internet banking within 2 hours - opened the classic account - impressed bank card arrived within 2 days

auto-man

Lulee36 wrote: »

I applied for a 2nd account last week and it was showing on my internet banking within 2 hours - opened the classic account - impressed bank card arrived within 2 days

I apply on weekend and nothing showing yet, so maybe you was pre-approve.

Well done i thinks I needs some good lucks wishes too ha

Lulee36

auto-man wrote: »

I apply on weekend and nothing showing yet, so maybe you was pre-approve.

Well done i thinks I needs some good lucks wishes too ha

TBH I was never offered much at all from HBOS before the change of system all of sudden i can have additional accounts overdraft increases ... well done to the new system lol

Maybe you account has been delayed with it being over the weekend Im sure it will show up at some point today

auto-man

Lulee36 wrote: »

Maybe you account has been delayed with it being over the weekend Im sure it will show up at some point today

Maybe unless I get decline lol

auto-man

Funny, on my online banking it still lets me select the option to apply for a second account. One wonders if my application actually went through or got lost somewhere?

Oh well, its 2 and half hour into working day and nothing show online so either it get lost in transit or decline I supsct

Lulee36

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Oh well, its 2 and half hour into working day and nothing show online so either it get lost in transit or decline I supsct[/QUOTE]


give them a call ?