I dream a dream.

icontinuetodream

its always a difficult balancing act when you have children....;)

still waiting for my mortgage statement too....:mad: don't they realise we have a forum to update!!!! :rotfl:

beth111

icontinuetodream wrote: »

its always a difficult balancing act when you have children....;)

still waiting for my mortgage statement too....:mad: don't they realise we have a forum to update!!!! :rotfl:

:rotfl:Yes dont they. My poor post man does not know what s going on as im swipping the post out of his hand everyday;)

beth111

Note to self

OP 2011 £2060 OP 2012 £500

beth111

Had a lovely evening with friends last night, was a very mse evening. Starter, Main, pud and two drinks all for only £15, bargain.:D

Really tired today not done much really, catched up on some diary's and watched films with the kids.
Oh was meant to cook a roast but forgot to get the chicken out so fish, chips and baked beans it was. Oh is now bathing the boys and an early night for us all I think to start afresh a new week.

My £100 hasn't started yet as I am taking Jan slowly. I do keep looking at holidays. I think I may leave it for now as oh not sure what he would be able to get off and weather in this country is putting me off. We are on holiday end of April so ideally would like to go away (UK) in Sep/Oct but not sure where would be good, any suggestions?? would be looking down south coast.

Making very good progress this month. only 10 days till payday and we may make it with out going overdrawn:T. BUt my spending erg's are trying to creep back in and I keep having to till myself off "no B you don't need that you only want it so it can wait"
I so need to get my tax return done this week a job for Friday, both boys are at school/pre-school and oh is at work.

Jobs to do.
1.Tax return
2. Ebay selling
3. Start a recipe folder for meal planning
4. Change address on PB
5. Finish changing bank accounts

I hope all you MFW are having a nice weekend.

beth111

Updated sig. After haveing a bit of a think this morning and playing with some numbers I have set myself a 2012 target of £5000!

Had another look on rightmove today and found a house down our street is up for £20k more than I thought. The layout is the same as ours. Thats brings hope back to the LTV!

beth111

beth111 wrote: »

WoooHooo! My mortgage statment has just com though We did better than first thought.

2011
Mortgage.

Mortgage at highest (Dec 2007) £172,000
Mortgage (Jan 2011) £161,019.27
Current mortgage (Jan 2012) £154,630.30

Mortgage free day when started : 18 Dec 2037 (54/56)
Mortgage free day now (Jan 2012) July 2037

Total overpayment's (Aug-Dec 2011) £[STRIKE]2060[/STRIKE] £2,140
Total Capital payments 2011 [STRIKE]£3900[/STRIKE] £4,248.97
Total interest paid £[STRIKE]4272[/STRIKE] £3,948.95

Total Paid of mortgage 2011 [STRIKE]£5960[/STRIKE] £6,388.97

WoooHooo! My mortgage statment has just come though We did better than first thought.

icontinuetodream

beth111 wrote: »

WoooHooo! My mortgage statment has just come though We did better than first thought.

Yay!!! :D :j:j

beth111

I'm back! Hope you are all well.

Well where do I start, not been very mse the last few months as been getting the house sorted :j, bathroom is done, ds2's bedroom done, kitchen in the planning process :j and will be started in the next few weeks :T still need to do our bedroom and the lounge and the garden. Im on a mission now;)

Not made anymore over payments as of yet, blinking lost the Internet backing info again so finding it hard to keep in check. This month is a new month and will be starting afresh with the budget.

Need to get stricked with with the food budget, re- joined Costco again will be gong once a month as it's a bit far, we have decided to make that our family fun day as there is quite a bit to do in mk as a family.

Work is picking up, due to the lush weather we are starting to get.
Still working on my second venture and will fill you all in when I'm a bit further down the line with it:D

Oh gas a elec has just gone up :mad::mad::mad: £40 per month:mad::mad:

beth111

Did a great shop at ald*, got sooooo much for just £68 :T.not sure that to do today, I have loads of washing to do and want to get more quotes for the kitchen but in a cant be botherd to do anything mood today.

Did a bit of work this morning and working this evening, should earn about £130 should helps get us back in the swing.

In a bit of limbo till I find out how the new ctc changes will effect us, hoping they won't but can find any calutators to give me any clue.

beth111

Had a really lovely weekend, I love this weather.:D

Got the kids some new cloths and changed ds1's bedroom around, lots of washing and relaxing.

Just made an op of £500, was going to do £700 but thought I should hang on just in case.

Hope you have all had a nice weekend.