I dream a dream.

beth111

beth111 wrote: »

[

November tasks.
Dad Xmass prezzie (DONE)
Sis 1 Finish prezzie (DONE)
Neph 1 1 prezzie (DONE)
Neph 2 2 Prezzie (DONE)
DS2 Big Prezzies (DONE)
OH nan Prezzie
DS2 Birthday Prezzie (DONE)
OH Birthday Prezzie
Put aside money for birthday treats.
Pay Virgin £30(DONE)
Pay Tesco £150 (DONE)
Over Payment £230 (DONE)
Holiday Payment £51 (DONE)
Year Spend pot £50 (DONE)
Pay DS1 school trip £15 (DONE)
Up Credit card 2 by £50 ( No way have the money this month to up the payment. Try again December?)
Sort NI Payments (210) ( Paid £70 still owe £139)
Pay SKY £20 (DONE) ( turns out I only owed £1.88)
SELL CAR (7K?) (Maybe sold sunday )
SELL CAMERA (£300?)
Get selling again!!!! As will need the money.

Im tired out just thinking about it all.

Doing well with my list [/QUOTE]


Well its payday tomorrow :TI have been working allot more as this is the busy season for me and hoping it will get even busyer.

I don't think oh has got the job he went for:mad:, Its such a shame but must get on with it.

Our CTC have been cut by £200pm which wont help our finances.

Done well with my November list :T time to make a December list

December to do.

OH BDay prezzie (DONE)
Find money for birthday treats
Sell camera
Confirm car is (DONE SOLD)
Up CC2 payment by £50
NI payment £139 (Done) paid £70 still ned to pay £69
Pay VCC? (DONE) £81
Xmas Food
Xmas Drink (DONE) Half price thanks to grabbit
DS2 Xmass party money (DONE)
DS2 Pre-school fees £111 (DONE)
Chase A- Voucher £50
Chase OH Bank fee £100 (DONE) due next month.
Payback OD £300 (DONE) but for how long
OH stocking (DONE)
DS1 & DS2 XE hamper (DONE)
FIND A NEW CAR (may have)
Pay £50 for holiday (DONE)
Pay £50 to year spend pot (DONE)
OPM min £78 (DONE)
Pay £600 into savings
Pay £200 into OP

beth111

OP £70 today. Hope to b topping that up in th next few days:D

beth111

OP £800 :j:j:j:j:j

beth111

OP £75:beer:

beth111

Well we now in the last month of 2011, I can't quite believe how fast this year is going.
I have not been up to much, still not ebayed but the great news is I did get round to selling the car:D just at the right time as both the car tax and insurance was due this month to in essence has saved us lots of money.
We have not brought a new car yet we in no rush, mite even do us some good for a couple of weeks.

I started my mortgage free mission in august 2011 and so far we have over payed £2335!! I am so proud of what we have done and cant believe I didn't star sooner.

In Aug the mortgage was £158,000 and now £155,000 in just 4 months.

I have got most things I need for DS2 bday & the big day, just need to sord OH but will do that on line.

Saw DS1 in his first ever nativity yestuarday, he was great. DS2 fell asleep, which was a blessing as I had visions of him having one of this paddies

Will update again soon

beth111

Things are going well for us at the moment, long may it continue.
I seem to be getting the hang of this budgeting. I make lots of lists and they helps loads, I know what I need to do/get.

My Dad also said he will put some money toward Christmas dinner to help us out, which is great as this is the only big expense I have left this month ( apart from trip to London)

Ds2 has his 3rd birthday on Saturday, we have promised him a trip on the train to London. I have no clue what to do when we get to London, thinking poss the natural history museum or science museum. Anyone been to any that they would recommend?

Walking loads as we don't have a car at the moment, it is a shock to the system not been with with out a car for 12 years.:eek:

I have been researching a few idea last night I got from newgirly (thanks) Oh asked what I was doing, I said I was going to give my self £100 in January and try to turn that in to lots more £££££££££, to my shock he was really into the idea and having competition between us and see who can make the most money from our £100. Really excited about this as both Oh and I are very competitive. We shall see how we get on.

Should get our morgage statment though this month, I AM SOO EXCITED ABOUT GETTING IT.

icontinuetodream

well done on the OPs beth :T I get my mortgage statement towards the end of Jan and I have no idea what it will be just know that whatever it is...I want it to be less!!!:rotfl::rotfl:

beth111

Thank you ICTD. It is really exciting I kep looking out for the postman:D

katsu

can't wait to hear how your £100 challenge goes

beth111

Feeling really positive today. OH is ill and moping around. DS1, DS2 and I where ill last week so he is a wk behind and don't we know it.

Had a lovely wkend.:) Ds2 had a nice birthday went into the big city by us instead of London, couldn't face it really. Took the boys to see Arther Christmas, I loved it prob more than the kids.:rotfl:

Plan for today

Work at 11am.:( The house need a massive overhaul, didnt do much last week as was ill. Need to catch up on washing and throw loads out etc

£100 challenge

I think I have found a good product to invest my £100 in:j:j:T. I will do a last bit of research this evening.