I dream a dream.

beth111

Wow:eek: I never looked at it that way. Free view here we come

beth111

Just made £200 overpayment :T feeling good about it:D

Southernman

Wow, i'm in awe of people who manage to overpay so much who have children. I don't know how you do it! [i have my wage plus £450 from a lodger and it still doesn't feel enough and i'm only accounting for me, no babies!]

beth111

Thanks for popping by southernman.

lulabelle1

Euro Disney sounds great, enjoy! I'd like to take my boys one day....

beth111

Hello:hello::hello::hello::hello:

It's been a while since my last post. Not been doing much overpaying lately, it's still in the for front of my mind. We will get back on it in a month or two. I have just decided I need to concentrate on the C Card. It is on 0%, but its been shackled to us for a few years now :eek: it will be such a great feeling to be back in the Black.

I'm still going great with the food shopping. OH was given some vouchers from work for xmass, we splashed out and brought a bread maker (we are so rock and roll;)) my 3rd loaf is cooking as I type and it is smelling yummy. It doesn't last longer than a day thow.

I have had quite a few NSD's this month. it must be this cold keeping me away from the shops.

It's so great to see so many new diaries now. I come hear everyday and love reading them all.

beth111

wow!! its been quite sometime since my last post. I am on this website daily and silently follow a few diary's so though its about time I reset my password that I forgot many moons ago, do an update and get back to posting as its really opened up my eye as how well I actually did on less money than we have coming in now.

IM still overpaying but not the amount we have done in the past. i believe the mortgage should be around £132000 ( will double check that tomo) still 23 years as we remortgage and had to use the 7k I had overpaid for some reason cant really remember why I did that.

This year has been a total wipe off as its been a bit tough personally and my head has not been with it and the year before we finally got marred after a lovely 16years and very proud to have put on a very money saving wedding We paid for it all through out the year coming away with no debt and loads of fantastic memory.

2016 is a new year and IM back and determined. Oh is also very keen to get this down as much as poss now :eek:

beth111

Iv changed my gas & electric Saving £5pm

I still cant bring my self to cancel Virgin but have cut the cost down my £8pm today.
I have looked and I think we are on the best deal but if anyone can point me in the right direction I would love to get this down further.

new payment of £50.49 for 6 months then £53.49
for this iv moved the tv down to M+from L
100mb fibre optic with unlimited down loads (can not go down on this oh would have a heart atack)
Basic telephone (never use the landline it drives me mad to think we still have topay for the line rental)
M+ TV (only really pay for this to get syfy, living and sky1 oh and watch)
we also have a second box

I have looked about but this this is the best for us at the mo. I think!

I have added a lotto direct debit to the monthy bills but I was told a few days ago of someone very local who won £1million so what the heck you never know, but it is for £18.00pm:eek: and a bit of a wast