I dream a dream.

beth111

I was doing so so well with my nsd up until 10mins ago when ds1 woke up scared again. I ordered him a night light but I ordered the whole shopping in my basket from am**on as well. I had been adding to it every now and again for ds1and ds2 for christmas, on a plus not they are almost finished ( a very sad life I live I know). I did always plan on buying them just sooner than first thought. So my NSD has ended with a £58 spend.

Lovely day at a friends today, she made us lunch but we didn't make it to the park as the weather has been horrid. OH will be working overtime on Sunday and I will do the same Saturday (14hr day) so not much family time but it's better to take the work when it comes in as it's not always like that. Hoping to make a small overpayment this month, not sure about the amount yet but cant not, would really like to e as close to 145 as poss by the end of the year.

beth111

OP £20. Think that's all I will beable to do this month

Kids back to school, it's very quite in the house. Nt done much mse recently just the usual.
Ordered a lovely dress for my friends hen weekend at 70% off.
Did a massive shop at the weekend at mr m, hope this will last a good two weeks as now only have £60 till the 25th :eek:
I have sooooo many jobs I need to e doing but finding it hard to motivate myself.

Sort main bedroom.
Get kids to tidy their rooms.
Tidy and clean kitchen cabinets.
Sort ds2 wardrobe.
Mowe lawn.
Do accounts.
Finish friends wedding present.

Dont think I will get anything done today as oh and I have had a bit of a falling out and not talking to each other ( childish I know). We don't really ever fall out but last time this happened we didn't speak for 5 days:eek::(

lulabelle1

Hope things get better soon....

beth111

Hi all, excited to inform we now have a lovely new kitchen costing a fraction of what it should have cost :D I'm soooo pleased with it, I just can't stop looking at it

Feeling very organised at the moment father Christmas has almost finished his shopping:j just a few bits left to get. I know it's really early but I don't want to be worrying about it and how I'm going to pay for everything, much rather spread it out and get some bargins thanks to grabbit.

Off on a hen weekend this weekend already paid for it, just need money for drinks as food and accommodation paid for. Starting to get excited as this will be the first time I've been away without the boys, will miss them of courses my I really need the break.

I won't beable to make any over payments till new year due to all the spending that's going on. Christmas, oh birthday, ds2 birthday, hen weekend, wedding and betting back to normal after the big kitchen spend but feeling really possatives today. Cut food bill down to £55 for the last couple of weeks so will try to squeeze a bit even if it's just £20.

October balance £147,986.75
Overpayments so far £4,960.00

icontinuetodream

Hi beth... just caught up with your diary after a long time away...you are doing briliantly...very jealous of your new kitchen...having my kitchen built at the moment (walls down etc) but don't know how I will afford any units yet!!:rotfl::rotfl::rotfl:

hope you enjoyed the hen weekend and didn't end up with a hangover..;)

beth111

Hi ICTD! Great to hear from you. Your kitchen mess will be worth it in the end. I. Still looking with love at mine;)

Enjoying half term, love having my boys at home . We have been very good on the money front lately ( loosing my bank card really helped:p) no big spends lately and long may it continue but no overpayments

I have managed to pay off £500 this month from the credit card we used for kitchen stuff, payed my mum back the money I owed her (£500). Living on a tight budget is not to bad at the mo but with Christmas around the corner it's going tobe quite tricky. Most presents are brought using discount codes and grabbit. £73 I have from TCB which I will use for the other gifts. Ds2 birthday present is sorted just need to sord oh's birthday and money for days out/meals for birthday treats.

I will get ebaying at the weekend to try and get some exstra money in, don't really have much else left to sell.

Aim for rest of year - clear overspend from kitchen and get back in the black.

December challenge- overpay minimum of £300

beth111

Booked a day trip to Disneyland today via the sun for £26.95 :j realy pleased with that. Will cost about
€50 tole
€15 parking
£48 p inn ( night before we leave. 4.20am:eek:)
????petrol
£70 oh passport
£80 ds1/2 passport
???? Food ( can take own in the park)
???? Spends
I'm sooooo excited:D wanted to take the boys for so long but could never justify it. It's going to be a long, long day but so worth it to see their little faces.

Doing great food shop wise only spent £55 this week BUT oh is off work to pay his Xbox geek game and spending on booze and geeky stuff:rotfl:
Got loads in freezer, shop normaly on Sunday hoping to stretch it till Tuesday.

Did my sums today and hoping to overpay £395 :T but any thing can happen;)

beth111

Canceled lovefilm, Netflix and one of my websites = £16:beer:

Our virgin runs out in march. We are thinking of just having free view, is it any good? We (I) are tv addicts. It's getting stuped how much it's costing and will also be going up as with virgin ( £68pm) :eek::eek:

Spent today going though the budget

Fun £80.00
OH £ 80.00
Me £50.00
Overpayment £380.00
Christmas/birthday fund £100

This month is still a bit up in the air, trying to get the books in order still. I will start a new year afresh :A

beth111

2012 we have .....

Decorated the lounge
Carpeted lounge/stairs and landing/ main bedroom
Had a new kitchen
Holiday at butlins
Gone to legoland

Hmmmm doesn't look like much for a year:(

gallygirl

Sounds a lot to me........ but with the £750 spent on Virgin you could have done even more :rotfl:.