I dream a dream.

pstones578

beth111 wrote: »

Thank you PSTONES, I will def be looking into some sort of spreadsheet. We are much better than we where but till a long way to go, I will get OH to sort that out for us.

I seem to be very unorganised, I used to be soooooo good but since have my kids it has all gone out the window, I know what I need to do but never get it done, Like selling the car and the camera, that's over £7k wasting away. I really need to get my act together.

One other thing I think of when I'm trying to get myself and my partner to mortgage free status is that we cannot sacrifice too much as you don't want to go under a bus after wasting years doing nothing but trying to pay a house off. Morbid but true..

beth111

Been far to long since my last post. I am allways reading the boards but dont really hav much to update, My todo list is coming along well :beer:

Our incomee has just dropped by £200 this month aswell but my work is doing well so hope to top it up with that, also coming into the very busy season:j:j

beth111

Had a lovely weekend, it seemed to last for ever which was nice.:j

Worked all day Saturday then did the weeks food shop after at Mr AL went over my budget by £15, not really sure why. Got home looked on gra bit and found the Mr T Vouchers so ended up spending another £25 but got all the alcohol for Christmas. We are not big drinkers but at Christmas I do like to be well stocked.:beer:

Sunday was nice had OH sister and her family around, had a big family 3 bird roast. MG they are very noisy but it was fun.

Today I will be looking in the bank accounts :eek::eek:.
I have been trying not to do that as I have spent way to much money this month.
I don't think there will be much left for an overpayment. anything over £50 will be a bonus.

Oh has had a few days off to play his new computor game. Boy and there toys.

I have finaly put the car up or sale hoping that will go ASAP.:j:j

beth111

[

November tasks.
Dad Xmass prezzie (DONE)
Sis 1 Finish prezzie (DONE)
Neph 1 1 prezzie (DONE)
Neph 2 2 Prezzie (DONE)
DS2 Big Prezzies (DONE)
OH nan Prezzie
DS2 Birthday Prezzie (DONE)
OH Birthday Prezzie
Put aside money for birthday treats.
Pay Virgin £30(DONE)
Pay Tesco £150 (DONE)
Over Payment £230 (DONE)
Holiday Payment £51 (DONE)
Year Spend pot £50 (DONE)
Pay DS1 school trip £15 (DONE)
Up Credit card 2 by £50 ( No way have the money this month to up the payment. Try again December?)
Sort NI Payments (210) ( Paid £70 still owe £139)
Pay SKY £20 (DONE) ( turns out I only owed £1.88)
SELL CAR (7K?) (Maybe sold sunday )
SELL CAMERA (£300?)
Get selling again!!!! As will need the money.

Im tired out just thinking about it all.[/QUOTE]


Doing well with my list

beth111

Afternoon/Evening, As you mite have guested from my posts I do get a bit obsessed over Christmas, I LOVE IT. It is the only time of the year I feel I can splash out. I save all year so I can get my couple of months of sending money.
I am very pleased with this years spends, I have got everyone really lovely presents thanks to this site and looking for bargain.
I have not added up what I hav spent yet BUT I may be on track to Overpay £230 again.

I think I have now finished all my Christmas prezzies, now I need to concentrate on is DS2 3rd Birthday he wants a bike. I am waiting on a £50 voucher for Amazon and was told that should be with me in a few day so that is almost done also.

Me and OH have decided to get a new bathroom, I hate ours at the moments and just getting some quotes. If you have had a new bathroom I would really appreciate an idea of cost's.

yukkibear

We are saving for a new bathroom, and very brief investigations with a white suite and new tiles and floor we're looking at around £3k with the plumber costs.

beth111

yukkibear wrote: »

We are saving for a new bathroom, and very brief investigations with a white suite and new tiles and floor we're looking at around £3k with the plumber costs.

Yes thats what I was thinking. A frind of mine has just got hers done for £2.5k. I was quoted by one guy £8k:eek::eek::eek: last year, I dont no how he thought he would get me to pay that.

beth111

Did a really good weeks food shop today £55 for the 4 of us, much better than last weeks £80 and I got lots more :T

Looking forward to having my first evening off in ages, OH is working so a friend is coming around for a few glass's and a good chat and then spending this weekend with the family.

beth111

Had a really great night, friend came around and we got though a few bottle of wine (feeling it a bit today) She brought the wine and I did the crisps, dips etc all in all a very cheap night :T but great fun.

Today we plan on going to the shops :eek: as DS1 is insistant he needs new shoes??? Im not to sure. Noone seems to be moving though:)

beth111

NSD today so far :T BUT oh was talking about pizza as it was on offer;);)

I just logged on th my virgin media bill to find I have spend ovr £18 :eek::eek:on phone call, I cant quite beleve it as we hardly ever use the home phone. I need to look into this as most of them seem to be 084numbers.