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I dream a dream.

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Comments

  • beth111
    beth111 Posts: 217 Forumite
    OH Tesco exspress £10.19 ( milk, lemsip, hay tabs, tissue, lotto)
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • beth111
    beth111 Posts: 217 Forumite
    me- Tesco express £4.32 ( milk, bread roll, bead x 2 )
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • beth111 wrote: »

    aghhhh hsbc has changed its Internet banking and mad it allot harder to log in VERY ANNOYING.

    Pain in the butt isn't it? I have to lug that damned pin thing around everywhere.

    At least it's quite small and fits in my purse.
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • Pain in the butt isn't it? I have to lug that damned pin thing around everywhere.

    At least it's quite small and fits in my purse.


    I have already lost mine. :mad:
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • Today is turning out to be a big spend day :mad: Blinds have just been put up. I am really pleased with them a perfect week also for them to arrive. DS2 & I are currently enjoying the sun and our new shaded conservatory.

    Worked this morning and realised I need more products so had to place an order, hopefully it will arrive tomorrow.

    Ds2 & I have also been to get some ice creams from lidle, there where very nice. I was not so keen on Lidle but it is growing on me now, which is good as it is only over the road.

    Can't believe how lovely it is out, hope everyone is enjoying it. I mite even try my hand at a bit of gardening later.

    Oh came home yesterday with some positive news that mite lead him to a better position at work, really hope it works out for him. I think he is going a bit stale where he is now and need a new challenge, my work is also picking up which is also great but I am finding it a bit tough to juggle everything.

    Did some sum yesterday and worked out if we carry on how we are with the overpayment's and we are on track to pay off the mortgage in 16 years!! told oh and he was really pleased and it has given us both a boost. But we have decided we really need a new bathroom so will need to save for that also. Its never ending really isn't it.


    Me- Blinds £685
    Me - Work stuff £111
    Me - Lidel £13
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • beth111
    beth111 Posts: 217 Forumite
    Having a really great weekend, worked all day yesterday then picked up oh and boys to go to a friends barbie, kids loved it they where shattered when we got home around 9.

    Oh is doing overtime today then off to the other love of his life THE GYM. I think the boys and I will do the weeks food shop then have a bit of a chill day.

    I Maye have a buyer for my camera so will hunt that out and list it all for her, Fingers crossed as hoping will get £350 for it.

    Hoping to be paid from mysecond job tomo £235.20, this I think will go in the rainy day pot. After the big spend on the blinds this need to improve some what.
    I will sit down tomorrow and work out whats left as all the DD will have been paid by then so need to budget whats left and find the £111 for DS2's preschool.

    OH - £25 ?
    Me - petrol £20
    Me - Drinks for DS1 school £0.89
    Me - lunch £3.45
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • beth111
    beth111 Posts: 217 Forumite
    Incoming and out goings
    Mortgage - £684
    £681
    Council Tax - £137
    Tv - License - £13
    Water - £36
    Gas - £36
    Elec - £25

    -££30
    Virgin - £60
    Tesco - £100
    £0
    Virgin cred - £100
    £0
    Barcleys £70
    £100
    Barcleys 2
    £100
    MBNA _ £6
    £0
    Life insurance - £21
    Gym - £60
    £30
    Lovefilm - £6
    Phone £25
    MIlk £23
    £0

    Total
    £1275
    Saved
    £127

    Food - £280
    £260
    Petrol - £125
    £100

    Total
    £360
    Saved
    £45

    Holiday
    £50
    yearly spends
    £50
    Overpayments
    £225
    Saved
    £172

    Total
    £497

    TOTAL £1960

    Income
    OH £1425
    ME £550 min
    Other£500
    CB £137


    TOTAL £2612


    £480
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • beth111
    beth111 Posts: 217 Forumite
    me- food shop - £55
    Me - water bottle for DS1 - £1.99

    Just been doing some research on eBay really pleased with what I have found. I Have a canon camera & 5 canon lenses I have never used It was an impulse buy oh has never let me forget.
    Paid I think £400 in total.

    One lens is at £77 and still has 3 hrs left and the camera body is worth about £280 still need to search out the others. I can't believe I have left it till now. I mite be luck and make my money back.

    Kids are driving me nuts today, one minuet they are playing nicely together I turn for 1 second and they are bickering. Bring on bedtime please.


    Things to do

    Find rest of the canon lenses
    Research what they are worth
    Find mini disc camcorder and look into sell also
    List on eBay (OPI)
    List a few bits on FB
    Try to preswade oh to sell Xbox games he never plays
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • beth111
    beth111 Posts: 217 Forumite
    Mini shop £7.44, Petrol £77.98, school trip £1.50, sister's Xmas's pressie £22
    oh Tesco ex £10

    Took down the package on my website saving £10pm

    Thought I would get another quote for the window blinds in the conservatory It was a whopping £460, I think we will stick with the original companies quote of £230. This conservatory is turning out to be costing a fortune. But some great news told my mum about it and she has offered to pay £200. Love her:A

    I am not feeling very motivated at the moment to get all the little thing done like ebaying, surveys etc, thought it would be a good idea to list hear my goal for the future to try and keep me motivated.

    My dream is to pay off as much of the mortgage as possible to allow us to rent it out and final make the move to Australia to give my boys a better life down under BUT I need to get my head down on my course to get the big barrier in my plan POINTS.
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • beth111
    beth111 Posts: 217 Forumite
    Just poppng n for an update.

    Im still suffering from this bug that will not B***** off Hoping for a lazy weekend :)

    oh- £14 Tesco x ( I think he has an unhealth habbit with tesco's)

    Me- £12 Meds


    Looked in the account and decided to make OP - £95 :T

    Hope you are all well and have a lovely weekend.
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
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