301k in debt and morbidly obese - things aren't great!

Northern_Lassy

Cheers Buffy (clink clink) ...and Mr B...already a legend

Butti

Lambrini? Lambrini!!!! Oh Buffy the shame :rotfl:

When I bought this house the b****y awkward vendors had been a nightmare despite having a first time buyer with the full asking price less one request for electrical works for £160. Talk about looking a gift horse in the mouth.

Anyway I had been biting my lip for about 4 months remembering I was buying the house NOT THEM. They left me a card and a bottle of Lambrini on moving in day.

Still can't work out whether it was a lovely gesture or a !!!! take.

B x

MrBloater

Another 4k run under my belt and back home by 5am - the streets were not mean this morning, they were odd - a taxi pulled up outside the church and somebody tumbled out and made their way towards it - couldn't tell you whether it was the vicar or not (although I thought I detected a faint whiff of Lambrini in the air) because my attention was also focused on the fox that I was trying to outrun so that it would stop trying to run away from me. The energy I expended on this part of the run made the last bit really difficult and I was a-huffing and puffing like Thomas The Tank Engine which was doubly appropriate cos I went past a fellow chubber- who coulda been the Fat Controller (except dressed in a tie and bomber jacket) with a giant beaming smile on his face holding some big (and I mean big) sticks. This made me speed up considerably and I got home in a time over a minute quicker than yesterday.

The business end of the weightloss day is that I'm now down to 22-12 and achingly, painfully close to what I wanted for my BMI - 39.01.

Tonight once I get home (hopefully without my P45) I need to get back to the moneysaving - need to find out the interest rates/charges for all the cards and overdrafts and then pay them down according to greatest drain on the Bloater funds. Mrs B has a night out on Saturday which could give me the oppurtunity to do some listings on ebay - have to investigate whether you can get 7" single sized cardboard packets easily and how much recorded delivery is to factor in my postage costs - I have a mate who turns over a respectable amount each month by selling stuff on there and she has said how (especially as a new seller) she got burnt a few times with people claiming the goods never arrived. Not interested in getting involved in any of that malarky so everything I sell will be sent recorded.

Polly_Wolly_Doodle

Morning B, grinning stick wielding fat controllers and vicars who just wanna have fun and a speeding fox, fab, just what you needed to burn more fat and get your blood up for the speech ahead! Looking forward to hearing if the young upstarts got the gist or if it flew over their heads and into their little bits of blue sky and didn't push their envelopes...
You'll be fine with ebay too, the listing and the packing is the killer but the money is nice and watching the bids stack up is addictive.
Right onwards and inwards (trying to lower bmi here too).

Betsie2010

Mr B - exactly where do you live - rhetoric question obviously??
Hope your speech goes well - can't wait for the update today!! I hear humour is lost on the young - y'know what I mean ??!!

firesidemaid

Mr B.

Re: selling on Ebay - I love it! yes, you do get the odd muppet giving you a bit of grief, but it IS worth it.

start by selling some of your lower value stuff to improve your feedback and to get the 'feel' of selling.

you can buy record mailers off ebay too. i personally, rely on proof of postage for my 'insurance' up to £46, and special delivery for really expensive stuff. for paypal (buyer claim) purposes, i don't think recorded delivery is sufficient anyway - although check this out. the ebay forum on here is a wealth of knowledge.

anyhoo, have a great day:D

Northern_Lassy

Morning Mr B...just to clarify it was not me falling out of the taxi in a cloud of L*mbrini fumes this morning (though it would be by no means the first time that has happened (hangs head in shame!))
I am becoming increasingly addicted to thrift myself and stumbled across the demotivator tool on here last night. I entered the shameful data (a £3.05 bottle of L*mbrini ....that's a big un as the little ones barely touch the sides) every night would equate to £1105.95 over a year!!! Don't even want to think about totting up the units Now I have never actually have drunk a big bottle every night!! But with my increasingly short arms and deep pockets, I will be resisting temptation with added resolve!

I hope work goes well today and great news on the BMI front...nearly there !!

patchwork_cat

Recorded delivery is not enough proof for paypal to not issue a refund. As firesidemaid says make sure you get proof of posting from PO and then if anyone says they didn't receive it fill in a claim for compensation from them. Yes I am amazed at the inefficency of the Royal Mail at certain times of the year they lost about 10% of my parcels!!:cool: Yeah right!

Don't buy to sell anymore as fees etc. just didn't make it economically viable, but the kids now sell things we don't need anymore, welcome boost to setting up in Uni fund and going into town on a Saturday and buying rubbish with friends fund!

Karmacat

Definitely agree with the other posters, work out what the best way forward is, and use the post office rules to your own advantage.

Good luck with the speech tonight - may all your implied statements slide right past the ones they're about

One other thing - excellent news that you're going to check out interest rates and balances outstanding and whatnot on the cards. Have you heard of the concept of snowballing? It means paying the minimums on most of the things you owe, and chucking everything you can at the most expensive debt - credit cards, for example, can be at 0% (so you just pay the minimum on that one) to 25% or even more - you chuck everything **possible** at that one, to clear it as quickly as possible. Then when it is cleared, move on to the next - thats the snowball effect, see, gathering pace more and more quickly

Good luck with it!

cptncanary

MrBloater wrote: »

Another 4k run under my belt and back home by 5am - the streets were not mean this morning, they were odd - a taxi pulled up outside the church and somebody tumbled out and made their way towards it - couldn't tell you whether it was the vicar or not (although I thought I detected a faint whiff of Lambrini in the air) because my attention was also focused on the fox that I was trying to outrun so that it would stop trying to run away from me. The energy I expended on this part of the run made the last bit really difficult and I was a-huffing and puffing like Thomas The Tank Engine which was doubly appropriate cos I went past a fellow chubber- who coulda been the Fat Controller (except dressed in a tie and bomber jacket) with a giant beaming smile on his face holding some big (and I mean big) sticks. This made me speed up considerably and I got home in a time over a minute quicker than yesterday.

It sounds like you live in some sort of anti-Narnia! :beer::rotfl::rotfl: