301k in debt and morbidly obese - things aren't great!

MrBloater

Taken the step of cancelling two of my CCs which were going to have their interest rates whacked up on the 22nd - so I can't spend on them anymore but just must pay off the balance. As between us Mrs B and myself have 8 we should be able to live with 2 less - would like to get us down to 1 each by the end of the year.
The more useful thing I'm in process of doing is going to be putting a list on the fridge of the costs involved in our vices - eg, £25 for a Pizza Hut delivery, £10 for wine and crisps, etc - this will hopefully aid our snowballing.
Haven't broached the weight or the writing yet but there's still time.

miggy

MrBloater wrote: »

Taken the step of cancelling two of my CCs which were going to have their interest rates whacked up on the 22nd - so I can't spend on them anymore but just must pay off the balance.

:T :T :T Nice move! :T :T :T

I'm sure you won't miss them, are you going to have a ceremonial burning?

I like the list of vice costs too. Scary how these things add up! Can you train the mini-Bs to decorate home made pizzas? Costs comparatively nothing and they can be 'creative' without making permanent mess. (When my kids were that age, an Italian chef came to demonstrate making pizza bases to their playgroup. I can't remember what the kids made of it but the mums were all fascinated by how easy he made spinning a disc of pizza dough through the air... maybe not one for the kids to try).

You will come to the weight and writing in due course - enjoy your triumphs first.

Annie021063

MrBloater wrote: »

Taken the step of cancelling two of my CCs which were going to have their interest rates whacked up on the 22nd - so I can't spend on them anymore but just must pay off the balance. As between us Mrs B and myself have 8 we should be able to live with 2 less - would like to get us down to 1 each by the end of the year.
The more useful thing I'm in process of doing is going to be putting a list on the fridge of the costs involved in our vices - eg, £25 for a Pizza Hut delivery, £10 for wine and crisps, etc - this will hopefully aid our snowballing.
Haven't broached the weight or the writing yet but there's still time.

get yourself down to Tesco now, buy 6 bottles of wine on offer for 3 for £12 then you get a further 25% until end of play today. 6 decent bottles of wine comes in at around £2 a bottle - hurry before they close
:beer:

Shower-of-roses

MrBloater wrote: »

The more useful thing I'm in process of doing is going to be putting a list on the fridge of the costs involved in our vices - eg, £25 for a Pizza Hut delivery, £10 for wine and crisps, etc - this will hopefully aid our snowballing.

Exactly what I've done. I think it is helping a bit.

Chell

MrBloater wrote: »

The more useful thing I'm in process of doing is going to be putting a list on the fridge of the costs involved in our vices - eg, £25 for a Pizza Hut delivery, £10 for wine and crisps, etc - this will hopefully aid our snowballing.
Haven't broached the weight or the writing yet but there's still time.

We were given a breadmaker. The only time I use it is for pizza base but homemade pizzas are so good. They aren't mega cheap to make as mozzerella is expensive. I make a huge rectangular pizza on the biggest oven tray I have so we get loads each. :fatbloatersmiley: We're able to make sections that each person likes eg loads of jalapenos for the adults. Nachos are dirt cheap with some value tortilla chips, salsa and cheese bunged in the microwave.

With kids eating free at Pizza Hut (printable voucher) then Pizza Hut is under £25 for us and we have three children.

cocalls

Chell wrote: »

They aren't mega cheap to make as mozzerella is expensive. .

get yourself down to aldis if you have one nearby as their mozzerella is only 45p!

thevinternet

MrBloater wrote: »

Taken the step of cancelling two of my CCs which were going to have their interest rates whacked up on the 22nd - so I can't spend on them anymore but just must pay off the balance. As between us Mrs B and myself have 8 we should be able to live with 2 less - would like to get us down to 1 each by the end of the year.
The more useful thing I'm in process of doing is going to be putting a list on the fridge of the costs involved in our vices - eg, £25 for a Pizza Hut delivery, £10 for wine and crisps, etc - this will hopefully aid our snowballing.
Haven't broached the weight or the writing yet but there's still time.

Good for you, I have cancelled one of mine to avoid the higher interest too.

Have you seen that demotivator tool on here? Cheesy as it is, it can be quite enlightening, it shocked me when I used to spend a lot on coffee and shop-bought sandwiches how much it added up to:
http://www.moneysavingexpert.com/protect/demotivator/

miggy

Hope you aren't running today as you might end up skating...

ampersand

Annie021063 wrote: »

get yourself down to Tesco now, buy 6 bottles of wine on offer for 3 for £12 then you get a further 25% until end of play today. 6 decent bottles of wine comes in at around £2 a bottle - hurry before they close
:beer:

#########
....AND GO FOR PRICE-CHECKER JTD AGAINST ASDA. £17 BACK.

Yes, that is deliberate upper-case shouty.
Read here:

Today, 7:54 AM #1836
hh1
MoneySaving Convert


Join Date: Apr 2011
Post Count: 20
Thanked 117 Times in 17 Posts

Quote:
Originally Posted by Annie021063
Is the price checker thingy any good?
Quote:
Originally Posted by twixeey
I am sorry to be asking this but I am confused,you are talking about buying goods at Tesco and then using a price checker and looking at the price at Asda, I have tried reading back through this thread but cant find out how this is done, could some link this to a thread or explain how to do it please.
Go to https://www.tescopricecheck.com/Pric...s/Default.aspx

and put in your reciept details, then someone from tesco checks the price against asda. If asda are cheaper (which they are on 6 bottles of gallo white zinfadel, £17 cheaper) they will give you a voucher for the amount. That's what people mean by JTD, it means just the difference.

hollieinbloom

Get the tesco fresh pizzas! 2 for £4 or 3 for £5 and they are super yummy!!! x