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Bad Bad Booby

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  • Hey KJ :) haven't got any great advice like everyone else, but just wanted to drop by and say i'm still reading and glad you are feeling a bit better now dfw xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    DFW you're wonderful and give me lots of great support and advice.

    Beanie, LB compeletly bamboozles me. Maybe he really doesn't like me...it's been almost 2 weeks and no contact at all so really stretching any element of game. As his Power of Attorney application is going through the lodging process, it's very bizarre. I really am a whacko magnet :D

    OH meeting postponed until Wednesday...I've have books done by then.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    h kj - you're doing amazing

    sorry LB is being a nutter

    Hope you get your jobs done. I have been testing my DS on his german revison tonight - he sounds like a strangled cat
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    HOpe that you can pursuade OH that it is in his best interests to move back. How does SB feel about his dad being far away, or isn't he bothered?

    Good luck with tax return. I am sure you would be granted an extension, if you explained the circumstances...
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Hi All,

    Bad morning spent in bed, now Ryvita'ed up and almost, sort of, quite raring to go.

    SH - well done on DS German. I stopped SB doing French after second year...Sarkozy was threatening to sue over defamation of his language!

    Chev - Ex-OH isn't small boy's dad. That's another whacko who's in court for not paying his CSA monies on Feb 24th if anyone fancies a day out! I'm being irradiated and can't attend (spit spit spit).

    Dear Universe, all I want is one man who's clean, solvent, emotionally stable and still has a bit of oomph left. Given there are 7 billion of us, say 3.5 bn men, say even 20% between 40 and 60, thats 700,000,000 men. Please just 1 !!!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • Hi Jenn!

    Keep looking and ye shall find I am sure. Typically you got to pan through the mud and grot to find that itty bit of gold.

    Fantastic to see your sense of humour is still in check. At times I think I am certainly losing mine!

    Hope you feel much better soon. Take it easy, you deserve it.
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    kissjenn wrote: »

    Dear Universe, all I want is one man who's clean, solvent, emotionally stable and still has a bit of oomph left. Given there are 7 billion of us, say 3.5 bn men, say even 20% between 40 and 60, thats 700,000,000 men. Please just 1 !!!


    You & me both.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    kissjenn wrote: »
    Dear Universe, all I want is one man who's clean, solvent, emotionally stable and still has a bit of oomph left.
    Mine is usually clean. Sadly his health problems have put paid to the rest :D
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    GG - Thanks for the kind words and encouragement. One day, law of averages has to be on my side at least once!

    Beanie - We can share the harpoon I've just ordered on ebay. Avast ye landlubbers and show us the Moby !!!!!!. :D


    FF - Oh moo I'm sorry. If it's any consolation Ex-OH didn't even have the "clean" bit...wire brush and Dettol time. LB has all 4 and appears to hate me...maybe that should be a 5th requirement.

    Clean, solvent, emotionally stable, still has a bit of oomph and likes me!!

    Anybody got a friend out there (or two). Beanie and I need help!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    kissjenn wrote: »
    Beanie - We can share the harpoon I've just ordered on ebay. Avast ye landlubbers and show us the Moby !!!!!!. :D
    :rotfl::rotfl::rotfl::rotfl:
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