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Thanks SH, that's good advice.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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Glad it was useful. Hope this is one of your better days
I've had quite a nice day - mango, grapes and strawberries for brekkie, then church, dinner meal of sausage beans and mash and then have made soup. Packed and unpacked the dishwasher. Thought about exercise... that must count for something right? Read a book I bought DS for his birthday - LOL Now watching Alice in Wonderland DVD with DD. Third lot of washing in.... OH had a nice sleep - typical!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I am SO PLEASED that the results were so good. :j:j:jIt has made my day and made me more determined to actually do something with my time rather than not. So thanks for that.
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Hope you're ok KJ. You are not usually this quiet....
What's SB getting up to.... when is his next theory test or has he passed it without me noticing?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks SH and Chev.
I've been in bed since Saturday, really feeling unwell but it's getting better now, no sickness or pain meds required yet today.
Had lots of juice and will eat something solid in a bit.
Hope everyone's having a good week.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
hope you recover very soon x0
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Hi KJ - hope you feel all perky and bright sometime soon... I bet you do too LOL
Hope SB is helping out and that you have others looking after you too.
Listen to your body and try not to over-do itAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Back and raring to go (well almost, sort of)
2 Big jobs this week.
Firstly to persuade ex-OH to go home to England. His sister wants to take him in. He's miserable here and can't afford to live here as he refused to sell out his portion of the flats. Again it's a case of he wants it all, but unfortunately he's now meeting the big world pipers and they want paying! Going down with my dad to see him later, we're going to volunteer to pay his moving expenses in the hope that may see him go!
Secondly I have to do the shop accounts so that my end-of-year assessment can go in by the end of the month. Very very remiss of me, so will get large hinney into gear!
Updates to follow on both soon. Dropped another pound on Friday but last of Christmas goodies should have added that and a few new friends on by next week
Oh and just a wee aside, Lawyer Boy still not talking at all. Obviously I really amn't worth the effort :mad::A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
I so cannot work out LB at all.
Hope SB is ok.
Heres hoping on tata to ex OH.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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