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Thanks Beanie and SH. If he passes he gets a slap up brekkie (and in all honesty if he fails I'll take him anyway to cheer him up
- mums are like that :rotfl:)
Form from ESA has come. Need to fill in two bits, one easy and one :eek: which asks lots of things not applicable to being ill and only wanting contributory not income related benefit. Still needs must so will do this PM, pick up lines from Dr and get posted back.
Which brings me to the mystery £683 deposited in my account this morning by HMRC. No letters, reference numbers or explanation, just money from the Government...is it booby trapped you think? I spend it and then explode. It's been moved to the sacings account where interest of 0.5% awaits it.
And as for overall finanaces, still slowly making on the savings...CSA and CB mean I now have an income of £42 pw, if I get ESA that'll jump to about £140 pw but we'll see what happens there before we spend it.
Insurance claim is close to being agreed for flat. They've offered a full and final figure which means I can actually pay the workmen rather than putting in claims for each piece. This will make them much happier. I just need to persuade the workmen to come and finish it now, then we'll clear out the residual junk and get it back on the market.
Have a wonderful day everyone.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
well done on the £70 win & the CSA finally doing their job :doh:perhaps the money from the HMRC is a tax rebate? A few people i've heard have had these........i'm still waiting on one to hit my bank account :whistle: they do say things come in 3's!
Hope you're feeling okMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Hi DFW. I wondered if it was that but goodness knows what it actually covers. Martin's newsletter kept saying "cheques" but maybe they use direct bank accounts if they have the details. Maybe it'll catch up with itself in the mail. Still its safe at the moment on case they have a sudden change of heart. Hope you get a huge one soon - may as well think big.
Strangest side effect at the moment is my fingers and toes. I knows its case peripheral neuropathy but hoped it would go when I stopped taking Taxotere - on FEC now. I've very little sensation and my fingers are ridiculously weak...I'm struggling to jump start a tangerine here...it's like being a toddler again :rotfl:Maybe I can start having tantrums and someone will just pop me off to bed for a nice nap, I'd like that
I've made a giant pot of soup...grandad has delivered a pyrex bowl to the kitchen for his share...all I need is Mr Beedle and some singing orphans and we can re-stage Oliver! Also made huge fruit jelly and fruit crumble using up very tired apples and some boxes of fruit from the freezer. Blood counts will rise by eating good food (they won't really but it's a nice excuse for chowing down :j).:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Have been active and done a top-up shop, taken pooch for a wander and got dinner on. Between the veggies I've made and the crumble that's our 5 a day in one sitting.
Also got cream for crumble but we'll pretend it fell in the basket won't we:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
HI KJ - still getting an amazing amount done! Cream definitely fell in the basket!
Hope you get the forms filled in ok - scary if even the accountant is stumped. We got tax back recently but ours was a cheque but as you say if you are a business they may treat you differently.
Great news re insurance claim - hopefully you can get a good tenant this time.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks SH. A non-pyromanical person who pays rent and stays put would be fab. Its the best property we have, a 3 storey townhouse with the master bedroom and en-suite on the top floor overlooking the Forth to Fife. The beach is the only thing in front of the house and there's a balcony which will take a small table and chairs leading off from the lounge. Any takers???
I've updated my CV and sent it off to the agency who are putting together a team for a possible managed contract in January for 12 months. Hopefully hear back from that next week.
Insurance should pay out in next 10 days, just need to round the crew back up again.
Accountant has confirmed I can get SSP so ESA claim can be withdrawn...actually quite glad about that. No idea when I'll see the SSP tho, that may be the end of the next tax year but at least it should return into my company's bank account.
Best news is I have a horrible infection called Campylobacter...had a letter from infection control to say I'd been reported and I've not to go to work or anything until at least 48 hours after the symptoms stop. Eh...don't have any symptoms and you haven't done the test described in the leaflet and I'm on chemo so if I do have this then it's very very dangerous for me and the other cancer patients I meet in the wards. They're off to double check...I think (pray) it's a mix up, we shall see.
Apart from that, all quiet. Have a good day everyone.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
And so it comes to pass that I don't have Campylobacter and they'll send out an apology letter. That's fine, don't waste your time...no, they have to!! Now that's a silly use of resources.
Doggy is walked and med certs picked up. Seems Govt pay SSP back to companies monthly upon application so my company account will get it credited back which is great. Very happy with that. Once 28 weeks are past I then claim ESA but by then I should have had (or be close to) surgery, so definately making headway.
Have a business book club this evening at 7pm. Feeling a tad yeugh so will decide in a bit whether or not I want to go. Book is "The Power of Less" by Leo Baratau (sp) and from the synopsis I found on like very like this site...living within your means, old style cooking, debt reduction etc etc. Bit that amused me on the site was his exortation to use libraries or second hand book stores followed in the next line by buy my book to get the details!! Not exactly getting people to practise what you're preaching. I think the resources here are much better...and if I feel less yucky I shall go and make that point :T:T:T:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Hi KJ
Glad you didn't have the other terrible thing....
Really pleased that you are at least going to get SSP - a lot better than nothing! Have you got to the root of what the tax back was?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hello, not been here in while,
re the Leo bloke he has a website which has most of the book stuff on it for free!
http://zenhabits.net/about/
I like his style of writing but I do get your point that its not exactly news and can be found here.
Stay well
Love Buffy xxNevertheless she persisted.0 -
Thanks SH. Still no idea what the money was for. No notification of any kind
HI Buffy and thanks for the link. I really enjoy reading about this stuff (sad??) but found the jaxtaposing of his save and buy-me arguments amusing and slightly self unaware, if that makes sense.
Popped out to bank, post office and freezer shop today. 2 huge bags of frozen veggies and a modicum of Magnum later, freezer is restocked and ready for soup making. Funny how these tasty things seem to fall in my basket!! But at £2 for 6 that's a pretty cheap treat compared to full price.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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