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  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi KJ, just dropping by to see how you're doing.

    You've been busy since I last posted, am impressed that you're getting so much done on top of coping with the chemo. Well done. :beer:
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Thanks for all your best wishes.

    I had all the flats surveyed about 6 months ago and we'd make next to nothing from selling and I'd have to split any profit with ex. Since then prices have actually dropped so a no goer. If the market was better I'd sell the insurance flat (once it's finished) because it's been gutted, new kitchen, white goods etc etc. But even that wouldn't help in this recession.

    I had a call today about a job starting in January. Going to send my CV in because depending when surgery is it may be a goer or they make let me start a couple of weeks late. Nothing ventured, nothing gained.

    I've been through all my finances and have take a massive hit with the stock market collapse...£20k wiped out in last 3 months. Going to hang because again too bit a hit to absorb, so may as well ride it.

    Do have money left in ISA which we see us through...just means we start again next year but I won't have any debt beyond mortgages so no worrying about that at the moment.

    On a very positive front the nausea has been minimal so far on super drug. Going to take a sleeping tablet and try and ride it out overnight by being blissfully unconscious. It did wake me up repeatedly last night, but kept dozing off again which minimised the nastiness no end.

    Job for tomorrow definately to revamp CV and get it off to friend.

    Council photocopying can wait...oh dearie me :rotfl::rotfl::rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • I'm glad you managed to get through another round of chemo :) hey and don't worry about moaning, I moan all the time on my diary....and i haven't been through half as much carp as you hun so you whinge away :D a problem shared and all that ...

    Take care :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • beanielou
    beanielou Posts: 95,537 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hopefully good news on the wonder drug doing its stuff and hope you got a good sleep.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    edited 19 October 2011 at 10:30PM
    Hi there.

    Well I slept until 1sh today. CV is now a tomorrow job as I feel too sluggish to do it justice. Wonder drug is doing pretty well...feel far less sicky than previously - light at the end of the tunnel.

    And that's for letting me moan...everything feels like hard work at the moment...but my get up and going is slowly returning, like all of this it's one step at a time.

    So list for tomorrow:
    1. Car into garage for pre-winter service and 2 new tyres.
    2. Walk dog back home.
    3. Washing up to date.
    4. CV brought up to date.
    5. Speak to Accountant about SSP / ESA (getting nothing at the moment).
    6. Speak to rental company about flats (someone handed in notice today).
    7. Filing
    8. Speak to SCotttish Power re jury-rigged meter.
    9. Send painters invoice to Insurers.
    10. Pay Amex
    11. Phone hospital re consultant appt re surgery.
    12. Walk dog to pick car up.
    That should keep me out of mischief. Still have to do stinky council stuff but that frog's at the back of the box for next day or so.:rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi KJ glad to hear you sounding more like yourself. You've overcome mountains before - I'll compare you to 71 degrees north and give you applause accordingly!! Sometimes you may feel like your dangling off a cliff but you still have your safety wire attached....

    Well done on that list... that would sound scary to a non-ill person!! Glad the wonder drug working well.....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Thanks SH.

    Its wearing off a bit now...sitting here eyeing up my bucket :rotfl::rotfl::rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope its not just a plain bucket - I think you should at least decorate it in lurid shades of paint just to brighten things up a little... LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    That could be a whole new line for moneymaking...lurid chemo buckets. Yeugh :rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    A friend of mine is going to put forward my cv for a year long contract starting in January. Now surgery could be just before that or , more likely, in January but that's workable I'm sure.

    But what do I put on my CV?

    Last contract officially finished in Sept and I'll keep that there but how do I explain why I'm not working now. Will cancer make them run a mile or do I go with career break or something else.

    Any thoughts, ideas, experience greatly appreciated.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
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