£400 Cheaper Gym Loophole: Works for Cannons/JJB Gyms Article Discussion

mobfant

Has anyone got a definite yes or no on Quidco cashback?

Spud_2

I signed up today and the recently increased Quidco cashback of £125 has tracked successfully and states to be paid Feb 07. Looking good so far....

Spud_2

PMISpecialist wrote:

Terms and conditions of Special offers.

* 6-months? free membership at a standard Cannons Health and Fitness
Club
or a participating JJB club
1. Stated savings are for membership to Cannons in Wandsworth.
2. One free gym membership per adult on the policy, available for
one
club only.
3. Prices accurate as at 22/11/06.
4. Offer available to first time applicants to an individual
PruHealth
Plan only, and will be issued upon receipt of the first month?s
premium.
5. To activate the gym membership applicants must provide direct
debit
details to PruHealth. At the end of the free term, gym membership will
continue automatically at standard membership rates unless notified
otherwise to PruHealth in writing within 30 days of the end of the
free
term.
6. The activation fee on the new membership will be waived, provided
membership is continued without a break from the end of the free
membership period. 7. Cannons City Club is excluded from the offer. For a full list of
participating JJB clubs please visit https://www.pruhealth.co.uk or call 0800
092
6666 and speak to a consultant.
8. No gym changes including upgrades or downgrades, can be made
within
the free membership term.
9. Offer is not transferable, cannot be redeemed for cash and cannot
be
used in conjunction with any other sales offer.
10. Offer does not apply to existing gym contracts.
11. Please note if you cancel your PruHealth policy your Cannons or
JJB
membership will also be automatically cancelled.
12. Gym membership is not available to dependants defined as children
in
the policy documentation.
13. Offer currently ends 28/02/07 and you must activate your gym
membership by 30/04/07.
14. PruHealth reserves the right to amend or withdraw this offer at
any
time.


**£100 Boots voucher
1. If you cancel your policy within the first year, PruHealth may
request a refund equal to the value of the voucher (currently £100).
2. Only available to first time Individual PruHealth applicants.
3. Only one incentive per Individual PruHealth policy.
4. Vouchers will be issued 30 days after the activation of the
policy.
Allow 14 days for delivery.
5. Offer currently ends 28/02/07. PruHealth reserves the right to
amend
or withdraw this offer at any time.
6. The redemption of the voucher is subject to Boots? own terms and
conditions.

So presumably if you don't continue with the half price gym membership after the free 6 months an activation fee is payable? Anyone know what the activation fee is?

teoanne

the activation fee is GBP25.

teoanne

yup quidco recently updated their site and the prudential cashback has indeed been increased to GBP125! it's great news, but it's only for this week (23-31 Jan), so hurry.

Iwantmorecash

after the 6 months are you ok to cancel the heath insurance?

taomi

can anybody tell me what happens to the pru health payments after 6 months?

Do you pay the pru health premium plus the discounted gym membership or just the reduced gym membership?

teoanne

taomi wrote:

can anybody tell me what happens to the pru health payments after 6 months?

Do you pay the pru health premium plus the discounted gym membership or just the reduced gym membership?

you would need to pay the premium PLUS a subsidised gym membership fee of GBP25 per month if you continue with the gym membership.

teoanne

hi everyone, i just got an email from pruhealth stating that if you cancel the policy (after 6 months) after having enjoyed the free gym, they reserve the right to ask members to refund to them the cost of the membership fees (!!). Here's the email:

"Thank you for contacting us through our website on 24 January 2007 and for taking an interest in PruHealth.



All members who take up a PruHealth membership do not have a time limit set to them. While you do sign a contract it is not necessarily for more or less than a year. Members can cancel their PruHealth policies at any time and there is no additional charge or penalty fee for cancellation. The only payment required is for the period that members have health cover. However, if members joining have had access to a Vitality offer where they have received free six months gym memberships we reserve the right to ask members cancelling their policies to refund us the cost of these membership fees.



When members cancel their PruHealth policy we require a 30 day notice period of their cancellation. However, if members wish to cancel their policy within the first 30 days of the beginning of the policy they can do so with no notice period."

anyone had any problems with this?

mobfant

teoanne wrote:

hi everyone, i just got an email from pruhealth stating that if you cancel the policy (after 6 months) after having enjoyed the free gym, they reserve the right to ask members to refund to them the cost of the membership fees (!!). Here's the email:

"Thank you for contacting us through our website on 24 January 2007 and for taking an interest in PruHealth.



All members who take up a PruHealth membership do not have a time limit set to them. While you do sign a contract it is not necessarily for more or less than a year. Members can cancel their PruHealth policies at any time and there is no additional charge or penalty fee for cancellation. The only payment required is for the period that members have health cover. However, if members joining have had access to a Vitality offer where they have received free six months gym memberships we reserve the right to ask members cancelling their policies to refund us the cost of these membership fees.



When members cancel their PruHealth policy we require a 30 day notice period of their cancellation. However, if members wish to cancel their policy within the first 30 days of the beginning of the policy they can do so with no notice period."

anyone had any problems with this?

The offer hasn't been running for 6 months yet so I doubt it.

This is the problem though - a whole load of moneysavers are going to try and cancel after 6 months and Pru surely won't want to lose all that money