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The Matrix - Re-Evolution!!
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My Mums best friend gave us £50 to treat the boys with over the summer (her grandsons are up and working now and she loves my boys so much)
I made the £50 last the whole summer for treats and took pictures of the boys with their ice creams in different places, visit to the museum, with a picnic on top of a local hill and a local farm that had loads of activities -puppet shows, pirate camps, storytelling.
Her Christmas present this year ( well one of them) is a photograph album of the boys with their notes inside.
That money made a huge difference to my Boys this summer and she will be tickled pink how far we made her money go for them................. that was real Christmas spirit - even though it was in June LOL
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
That DIY SOS makes me cry!!!0
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Glad I missed it - I cried all the way through it last time!!!!!A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
My DS has started to help more and more with the housework :A which is really helpful. He brings all the small dustbins from the rooms upstairs down and empties them into the big bin. He puts stuff in the recycling bag and will put the newspaper in the recycling bin. He puts dirty washing in the washing machine and will help peg it out when washed.
He even likes to hoover! (not that he does a good job...lol)
If you are looking for passive income, you could rent him out. I'd pay!Thanks guys - was leaning towards stockpiling with it anyway and buying a few bits and bobs that Aldi don't seem to do (they've changed cheese suppliers atm and it is a bit yuck now and marmite is a bit rare in our local shop)
Have already given m-i-l a huge hug and thank you and am determined dh won't get his hands on it or we'll be eating weird snacky things and expensive smelly blue cheese all Christmas!
Absolutely. She either knows how many beans make five and will be happy or she won't notice.
No Marmite!:eek::eek: I knew the end of the world was nigh.
But how can you know what you want till you get what you want and you see if you like it?0 -
Need to get my act together. Nail polish is removed, but I haven't even located a bag, let alone packed it...0
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Morning ladies
I've wrapped him up Tricia and he is yours for the weekend.
Got a busy one this weekend - taking kids to Mum's after school to paint the walls of her kitchen, then its "flat-pack hell" tomorrow putting the units together. Only "hell" because I am working with two guys who - well who don't do instructions so it could get a bit fraught.
Got the bank visit today - so am off to finish sprucing up the lower floor so will report back later.
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
Hope today goes well Greenbee
Get what you need from the bank manager MG - fee free for a year is what I'm thinking
Hello everyone else
Now... to strike or not to strike, that is the question... I suppose I should give the matter some thought - although a day off on Wednesday would be nice, it's also a day without pay... let alone the political side, which I have yet to ponder...0 -
TMIF, I am not in a Union, so if I went on strike, it would be a breach of contract and I could get sacked. That aside, if I was a member of a union, I would be crossing the picket line.
My reason is that I know that there is no bottomless bucket of money that the government is holding onto to pay for public sector pensions. If we want better pensions, then we need to pay more taxes. I don't want to pay any more taxes than I already do... so I think my answer is to live frugally and save, save, save so when I do decide/am finally allowed to take retirement, I can do so in the knowledge that i can live well and happily. Having said that, i do think that the present government is very short sighted in not letting public sector pay increase with the rate of inflation. That is biting into my purchasing power, as well as the amount of money I can save... but I can't see them agreeing to that!!
Just my humble opinion, and I appreciate that others may not feel that way."A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort"Herm Albright 1876-19440 -
I have thought about it - and have decided that whatever my beliefs on the matter, I can't afford to take a day off unpaid. So I will be here on Wednesday.
...It is unfair (imho) to try and repay national debt with a pension pot of the employees of UK PLC... but what is fair in life.
I am fully aware that whatever changes they may make, I will still get a good pension at the end of it. I should be grateful for this. It is still a Final Salary scheme, and not many of those exist. If I don't like it I am more than entitled to leave the scheme and start my own savings for retirement - but I suspect that whatever I choose - nothing will get me the return that my £100 or so a month is getting at the moment. Also - all the risk is on the employer not me, which is a benefit...!
So - I'll be here on Wednesday - pushing through the teeming pickett line (ha - don't be daft, they'll be having a nice lie-in and doing their Christmas shopping!!)0 -
Well - Bank Chappie has gone!
Fee Free for 2 years - Yipee!!!!! so that is £600 that can be allocated to MFi3.
Also journalist has come back about another article - so another £100 will be on its way.
So house looks lovely but it is freezing cold and blowing a gale. Fleece on and find me a blankie before braving the weather to get DS2.
Brrrrrrr
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760
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