The Matrix - Re-Evolution!!

Memory_Girl

Wow you guys are mind-readers - I was looking for a calculator. Thing is I am on one of these interest only offset beasties - so I can pay in any amount and as long as there is money available to take the interest off every month they are happy. But I want to pay it off - don't want to be at their mercy any more.

Just stopping by whilst eating lunch - then I am back to writing and cooking for a soup mini-series I am producing.

DS2 is looking like and afternoon nap may be in the near future

MG

clairewop

Can someone point me in the rfight direction to the blog and pattern?

Well 2 black bags of clutter gone from the kitchen and it has been cleaned within an inch of its life, Dh has cleaned the oven grill and cooker top as well

I'm having trouble with my laptop cable again.

clairewop

Well I have started to make the scarf, not as easy as the ruffle scarves as they only had 8 stitches and grey quite quickly It may take a while lol.

Buffythedebtslayer

I really admire the people on the Mortgage free boards, I think its an astonishing amount to pay off in most cases, there is one diary over there and the writers are on their second mortgage. To own one house outright is amazing enough but two!

I haven't got a mortgage yet, need to go see the Bank on Friday to see how much I should be saving to have enough for a deposit.

any how good luck with the challenge xxx

tellmeitsfriday

I think 10% plus 1000-1500 for fees would be enough, just. 25% if you can though, because you'll pay a hugher interest rate with less.


I thinj they are lending 4-5 times your annual salary

Gemmzie

We're borrowing about 4 times our salaries with 10% deposit, on a scheme called EasyStart that some developers do.

Urgh, have started a 7-day juice detox today - did it before a couple of years ago and felt great. Today, been sick already - why on earth would that happen?!

Memory_Girl

I did that .......................... have you met DS2?????

MG

greenbee

Memory_Girl wrote: »

I did that .......................... have you met DS2?????

MG

:rotfl::rotfl::rotfl::rotfl::rotfl:

MrsMoo2U

Buffythedebtslayer wrote: »

I really admire the people on the Mortgage free boards, I think its an astonishing amount to pay off in most cases, there is one diary over there and the writers are on their second mortgage. To own one house outright is amazing enough but two!

I haven't got a mortgage yet, need to go see the Bank on Friday to see how much I should be saving to have enough for a deposit.

any how good luck with the challenge xxx

Good luck.

tellmeitsfriday wrote: »

I think 10% plus 1000-1500 for fees would be enough, just. 25% if you can though, because you'll pay a hugher interest rate with less.


I thinj they are lending 4-5 times your annual salary

There are very few Banks that do actually lend the 90% rate that they promote (trust me I have very recent experience). It is a honey pot to draw you in most of the time. The best most offered was 75-80%. I did get offered 4x wage though. No wonder people are struggling these days but then my friend tells me that was how it used to be in the 70s.

Memory_Girl wrote: »

I did that .......................... have you met DS2?????

MG

:rotfl::rotfl:

tellmeitsfriday

Funny how things change isn't it... they lent me 105%!