The Ultimate Incentive Threadies go all out!

starnac

Dinah93 wrote: »

If I knock NIM off the insurance entirely we would save another £411 but I don't think that's realistic!

:eek: Oh dear is he THAT bad a driver??????

starnac

shrimpy_80 wrote: »

Our car insurance is half the price with me on it, even though I only have my provisional licence, go figure!

My car insurance has always been cheaper with my DH on it. Especially years ago when I first past my test. (When they wanted £800 to insure a £400 car :eek: ) It didn't seem to matter that he lived 1 1/2hours away from me and would very rarely drive my car (picture big muscly bloke in a mini :rotfl:)

N.I.M

starnac wrote: »

:eek: Oh dear is he THAT bad a driver??????

Nope, I'm just a bloke under the age of 25.

poddle911

Dinah, I've PMed you my ticker link - or was I supposed to send it to NIM. Either way, it's probably not right, so let me know.

I feel the same as Shrimpy re confrontation. I think something needs to be said, but I don't know if I'd say it.

It's so frustrating when you know you're in the right and totally rational, but you can't bring it up because it sounds petty or paranoid or as if you're overreacting. Tete, you're not, she's just being selfish but probably doesn't even realise she's doing it. She obviously wants to spend time with you or she wouldn't get in touch at all, so she can't be all bad

starnac

N.I.M wrote: »

Nope, I'm just a bloke under the age of 25.

Oh dear that bad??? My DH is quite a bit older than me so he's always brought my car insurance down

Cinny91

Dinah93 wrote: »

I just read it that you were now fundamentally opposed to the concept and wondered what had prompted the shift.

I guess I am fundamentally opposed. Although I do always get caught up in the wedding chatter on here, I've only ever really seen marriage as a jump to a family (and a reason for a pretty dress) Not even that you need to be married to have a family, but on the legal side it just seems easier to be married than not. Then there's the whole name side. I think if we could find a way to happily cross that bridge when we come to it without getting married, it's more than likely we would. Haven't even really spoke to OH about it, but he's always just seen it as a hoop to jump through too.

Shrimpy - they could well be doing an offer or something. I'm sure it's normally either 14% or 18%? I just stick with quidco though, easier that way

Dinah93

I definately think legally it's easier for a spouse than a boyfriend, excluding all the morbid things like inheritance and pensions, I'd want to know before having a family that NIM was my next of kin so if anything were to go wrong it would be him they asked about his wife and baby not my mum and dad (because I'm a pessimist and my mum had an emergency C section with me and my dad had to decide things while she was unconcious so I'm aware I could be in the same boat). But as you know legalities weren't my main concern when getting married, it was standing up in the church and declaring it before God that was important to us, but I can completely see the viewpoint that its a piece of paper if you don't have a lifelong desire or religious reason to do it. I think the law is easier on unmarried parents now, I know one of my colleagues has little boys aged 7 and 9 and their biological dad, her partner of 20 years, can't take them to the docs for injections as despite being on the birth cert at that time only the mum had rights, but that changed about 5 years ago.

Do we get all our banter out in the morning, afternoons are always so quiet on here.

Tete_en_l'Air

I always wonder that about the afternoons being quiet. The weekends are always suspiciously quiet haha! I like to come into work on a morning and make my coffee and catch up on my facebook and here and blogs ... it's usually about 10.30 by the time I start any work

As for the marriage question - I wouldn't wait as long again before demanding a ring - I would want some security in my next relationship. Being a laidback easygoing girlfriend gets you nowhere.

shrimpy_80

For me, i think the guilt kicks in after lunch so I figure I should potter off and get some work done! Very quiet at the moment though so there's nothing really urgent to crack on with, which is nice on one hand but worrying on the other.

I am older than OH, he has just turned 25 so his insurance might come down, he might be able to boot me off!

I checked the cashback and it is an offer of 24.24 % so just over £5 which makes my stuff less than half price which makes it a little more guilt free! I usually stick to Quidco too, only used TCB as I happened to read the email. Found I had £3 odd in there waiting to cash out too which was a nice little extra. Not wishing to tempt anyone!

starnac

It is easier having a spouse than a partner legally and obviously DH has the same standing at DD's school/doctors etc as me (which I do think is wrong. But I have to admit we got married as we both believed we should be married before having children. I know it doesn't really matter these days but I have strong moral and Christian values that I think we should live by ("we" as in our family) I would like to think that DD (and bump) both grow up having the same values