For those who own a Marks & Spencer Credit card

BONJOEY

HI HAD MY AGGREEMENT COME TODAY YIPPEE!!!

ONLY WORKS OUT TO 2000 LIMIT BOO HOO!!!!

worth it for the bt though! even though i could of done with another grand!

LouBlue

I'm getting my OH to apply for an M&S card as we want to do a BT. Should I say I want Payment Protection and then cancel it when I get the card? Just thought that they are usually more likely to accept you if you say you want Payment Protection.

BONJOEY

Hi Loublue I Didnt Ask For Paymnt Protection, And I Got One....

Dont Think It Really Matters

LouBlue

BONJOEY wrote:

Hi Loublue I Didnt Ask For Paymnt Protection, And I Got One....

Dont Think It Really Matters

Cheers.

halloweenqueen_2

I didn't ask for protection either!!

BONJOEY

has anyone reiceved there card and whilst doing the bt on the phone asked for a higher limit?

Megatimbo

Hello BONJOEY i`m glad you got your card through to answer your question no i didnt ask for a higher limit as mine was sufficient and to be honest what they gave me was more than enough to be going on with

Best regards M

krayzechick

I applied for a card over a week ago, and so far have only received an email saying thankyou for my application and they'll be in touch.

Does that sound to you like Ive been refused??

BONJOEY

hi krayzechick, i would say you have been accepted, if you were to get turned down they would of said in the 48hour email , xx

no1arsenal

Ive just b/transfer 3000 from egg and when i spoke to m & s customer services the only option is minimum pay or full payment on direct debit is it best to just make a standing order for say £20 extra to be paid into off m &s card each month so not just paying min payment.Thanks anyone for some help on this.