For those who own a Marks & Spencer Credit card

pault123

Hi,

I took martins advice on best BT card and went for the M&S card.

Received my credit app to sign and send back. On my copy to keep (yellow copy if anyone has it to hand) under the "other financial information" section.

It mentions Total Charge For Credit which is £524.31 based on an assumed credit limit of £1500.

Did yours say this and you got a higher credit limit? Or did it have a different figure in here which you got?

I'm trying to work out my figures and hope I have been given more than £1500!

Question 2 - one of the balances I want to transfer is on a HSBC classic credit card, with M&S finance being a wholly owned subsidiary of HSBC has any one tried this or thinks there will be an issue?

Thanks everyone :beer:

phil_c_2

pault123 wrote:

Hi,

I took martins advice on best BT card and went for the M&S card.

Received my credit app to sign and send back. On my copy to keep (yellow copy if anyone has it to hand) under the "other financial information" section.

It mentions Total Charge For Credit which is £524.31 based on an assumed credit limit of £1500.

Did yours say this and you got a higher credit limit? Or did it have a different figure in here which you got?

I'm trying to work out my figures and hope I have been given more than £1500! I have £5000 I want to put on this due to the no fee for 6 months on BT at 3.9% for life. :T

Question 2 - one of the balances I want to transfer is on a HSBC classic credit card, with M&S finance being a wholly owned subsidiary of HSBC has any one tried this or thinks there will be an issue?

Thanks everyone :beer:

Hi,

I work for M&SFS so should be able to help.

Firstly, some customers have been granted a higher limit than the illustration showed.

Secondly, you can not BT with HSBC cards

Hope this Helps

Fahim_2

is ur credit limit 5,700???

pault123

Thanks Phil!

Fahim wrote:

is ur credit limit 5,700???

What do you base that on?!!

vyvyan_2

Sorry to hijack, but do any of you know when M&S are going to have this availabe to manage on-line?

bekkithedevil

vyvyan wrote:

Sorry to hijack, but do any of you know when M&S are going to have this availabe to manage on-line?

Not sure exactly but I do know there's a bit on the main M&S Cards page that will let you register your interest in it so it'll tell you when online is available so it must be in the next couple of months (I hope!)

HTH

Bekki

phil_c_2

vyvyan wrote:

Sorry to hijack, but do any of you know when M&S are going to have this availabe to manage on-line?

Should, and i emphaise should lol, be up and running by mid 2007. We are half way through finalislising the layout, how the site will navigate, and what you will be able to do/access online.

Register your interest in the online service at https://www.marksandspencer.com , following the link for 'money' and you will receive an Email when it is up and running.

Oh, just to add a quck message for any M&S employees reading this, if you havent already done so contact chester and ask them to send you out a staff registration form, once processed you will get the &more card at 9.9%APR. This was comunicated earlier in the year to all employess but its amazing how many people still don't know/applied!

Fahim_2

I guessed based on a formula, that the limit might be £5,700 or close...

pault123

Fahim I would be more than happy with that limit!

pault123

Just an update guys the £1500 assumed limit they put on your personalised app is just that. They gave me £6000

Phoenix79_2

Thats a nice amount Did you manage to BT your HSBC card to it? I know it says it can't be done but it might be worth a try...